Credit Analyst Jobs. Australia

Credit Analyst, Structured Finance, Sydney » Sydney, NSW - Fitch Ratings is currently seeking a Credit Analyst joining our Australia/New Zealand Structured Finance and Covered... for visibility and influence in the global financial marketplace. Want to learn more about a career as a credit analyst at Fitch • Wed, 19 Aug • Fitch Group

Credit Analyst (Brisbane or Perth) » Australia - About the Role; The Credit Analyst role is responsible for evaluating the financial background and creditworthiness of applicants seeking auto loans or lease financing. In this role you will have the opportunity to use financial data, credit reports, and other relevant information to make informed decisions and recommendations on loan approvals. Your analysis will directly influence the company’s risk management and profitability. Key Deliverables; Review and analyse loan applications, including credit reports, income statements, and other financial documents. Assess the applicant’s ability to repay the loan based on credit history, income, employment stability, and debt-to-income ratio. Identify potential red flags or high-risk applicants and escalate as appropriate for further review. Make recommendations to decision loan applications based on your overall assessment while adhering to policy, procedure and guidelines. Collaborate with sales, operations, and underwriting teams to ensure a great customer experience is provided. Ensuring all assessments are conducted with appropriate research and reflect current polices and standards. Key Stakeholders; Dealer Managers Dealerships POI & Settlements Risk Qualifications; Bachelor’s degree in finance, accounting, economics, or related field preferred but not essential. Experience; Prior credit underwriting experience is essential. Exposure to consumer and commercial lending is preferred. Auto finance industry experience is highly regarded. Strong understanding of financial statements, credit reports, and risk assessment tools. Excellent attention to detail and analytical skills. Strong communication skills for liaising with clients and internal teams. Proficiency in Microsoft Excel, financial modelling, and other analytical tools. Employee Benefits We have a long list of benefits to suit your needs. On the clock, and off it. Here are a few favourites. B irthday leave: Enjoy a day off on your birthday, because you deserve it. Health and wellbeing leave: Take some well-deserved ‘me’ time, because your health comes first. Volunteering day: Make an impact with a day dedicated to giving back to the causes you care about. $500 ergonomic equipment reimbursement: Invest in comfort and productivity with support tailored to your work setup. Recruitment referral program: We want to find and hire the best talent in the market, and we want to reward you with a payment of up to $5,000 for helping us identify and personally endorse high-calibre candidates you believe would be a great fit to come and work for us. Employee rate program: When you’re part of the Angle Auto Finance team, you’ll gain access to our best auto finance rates with your next car purchase—just another way we’ve got your back. Paid parental leave: Be there for life’s most important moments with time to support your growing family. SPARK: The employee benefits program that gives you everything from discounts to wellbeing support. Purchased annual leave: Gain extra flexibility by purchasing additional leave. Diversity flex leave: Our people have the flexibility to observe culturally significant days by choosing an alternate day that better aligns with their cultural values. We'd love to hear from you Select the 'Apply' button above to send your resume through to the Talent Acquisition team. Angle Auto Finance is committed to attracting, retaining and strengthening the performance of a diverse, equitable and inclusive workforce. It is our commitment to ensure equal employment opportunities without discrimination or exclusion on the basis of cultural heritage, colour, religion, citizenship status, age, sex, sexual orientation, gender identity, or expression, marital or domestic/civil partnership status, disability, veteran status, genetic information or any other basis protected by law. • Fri, 18 Sep • Angle Auto Finance

Credit / Collections Analyst » Melbourne CBD, Melbourne - Credit / Collections Analyst About the Organisation Our client is a globally recognised multinational energy and utilities organisation with a strong presence across multiple markets. The business is committed to delivering reliable services while continuing to evolve through innovation, operational excellence and sustainable business practices. An exciting opportunity has become available for a Collections Analyst to join the finance team and play a key role in supporting the organisation's accounts receivable and credit management functions. The Role Reporting to the Finance Manager, the Collections Analyst will be responsible for managing a portfolio of customer accounts and driving the timely collection of outstanding debts. The role will work closely with internal stakeholders and customers to resolve outstanding balances, identify potential risks and ensure effective cash flow management. Key Responsibilities Manage a portfolio of customer accounts and oversee the collection of outstanding debts. Conduct regular account reviews, monitor ageing balances and identify overdue accounts. Contact customers regarding outstanding invoices and negotiate appropriate payment arrangements where required. Investigate and resolve account discrepancies, billing issues and payment queries. Reconcile customer accounts and ensure payments are accurately allocated. Escalate high-risk or complex accounts in line with credit and collections procedures. Work closely with Accounts Receivable, Finance, Customer Service and other internal stakeholders to resolve issues. Maintain accurate and up-to-date records of collection activities and customer interactions. Prepare regular reporting on aged debt, collection performance and outstanding balances. Identify trends and potential risks within the debtor ledger and recommend appropriate action. Support the continuous improvement of collections processes, systems and procedures. Ensure all collection activities are undertaken in accordance with company policies, procedures and relevant regulations. About You To be successful in this role, you will have: Previous experience in collections, accounts receivable, credit control or a similar finance environment. Strong understanding of accounts receivable and debt collection processes. Excellent communication and negotiation skills, with the ability to engage confidently with customers and internal stakeholders. Strong attention to detail and excellent reconciliation and analytical skills. Ability to manage a high-volume workload and prioritise competing deadlines. Strong problem-solving skills and a proactive approach to resolving issues. Intermediate to advanced Excel skills and confidence working with financial systems. Experience working within a large or multinational organisation will be highly regarded. A professional, resilient and customer-focused approach. • Wed, 16 Sep • MARS PARTNERSHIP PTY. LTD.

Credit Risk Opportunities - permanent and fixed term contract » Sydney, Sydney Region - At ING, we're passionate about making banking simpler, smarter and more customer-focused . As we continue to invest in data, analytics and innovation, we're expanding our Retail Credit Risk team and are looking for talented professionals to make a real impact in a team that is transforming how risk insights support better customer and business outcomes. We're currently hiring for two exciting opportunities: Credit Risk Analyst | 1 4 -Month Fixed Term Contract Credit Risk Manager | Permanent Whether you're an experienced analyst looking to deepen your expertise or a risk professional ready to drive strategic initiatives, you'll play a critical role in delivering insights that support better decision-making, enhance portfolio performance and strengthen ING's risk management capabilities. Working closely with stakeholders across Risk, Data and Technology, you'll contribute to portfolio monitoring, risk reporting, data transformation initiatives and the development of innovative analytical solutions. You'll have the opportunity to influence key business decisions, improve how risk data is managed and consumed, and help drive the adoption of automation and AI-enabled capabilities across the function. What You'll Do Monitor portfolio performance and identify emerging risks and trends across Retail and SME lending portfolios. Deliver meaningful reporting, analysis and insights that support effective risk management and business decision-making. Partner with stakeholders across Risk, Data and Technology to enhance reporting, data quality and analytical capabilities. Contribute to strategic, regulatory and transformation initiatives that strengthen ING's risk management framework. Leverage data, automation and innovative technologies to improve efficiency, reporting and portfolio insights. What We're Looking For Experience in credit risk analytics, portfolio monitoring, risk reporting or risk data management within banking or financial services. Proven SQL, data analysis and reporting capabilities, with experience using tools such as Tableau, Power BI or similar platforms. Knowledge of retail lending products and an understanding of credit risk management principles. Excellent analytical, problem-solving and stakeholder management skills, with the ability to translate data into actionable insights. A curious and proactive mindset, with a passion for continuous improvement, innovation and emerging technologies, including AI. Application Process To help us understand where you can make the greatest impact, please include a cover letter with your application outlining which role you believe you are best suited for and why . We encourage you to highlight your relevant experience, key achievements and what makes you the ideal candidate for either the Credit Risk Analyst or Credit Risk Manager opportunity. If you're looking to make a meaningful impact, work with talented colleagues and help shape the future of risk management at ING, we'd love to hear from you. What’s in it for you? Discounted ING Health Insurance An additional Rest Day to support your wellbeing An IMPACT day to volunteer on approved sustainability activity About Us At ING, we’re all about making life simpler and more rewarding - for the people who bank with us, the team members who work with us, and the communities we’re proud to support. Joining ING means stepping into an environment where your individuality isn’t just welcomed - it’s celebrated. We’ve built a culture that’s fun, inclusive, and supportive, giving you the freedom to be yourself, so you can do your thing. Whether you’re taking ownership of exciting projects, thinking outside the box , or working with global colleagues, you’ll find ING is the kind of place where growth isn’t just a possibility; it’s a promise. As a WGEA Employer of Choice for Gender Equality and Family Inclusive workplace, you’ll feel the difference in how we value and champion our people. We make hiring decisions based on your skills, capabilities, and how you align with our values - not on ticking every box. So, if you’re interested but don’t meet all the criteria, we encourage you to apply. We’re invested in fostering a diverse and inclusive workplace where everyone feels like they belong. We’re your allies in helping you do your thing during the recruitment process, so let us know (email below) if you require any support or adjustments when you apply Sound like your kind of vibe? We can’t wait to hear from you! (One last note: We operate using a direct talent sourcing model, so no agency introductions, please.) ING is Australia’s most recommended bank according to RFI Global’s Consumer Atlas Survey, January–June 2025 (n = 29,510) when compared to customers of the 10 largest ADIs operating in Australia. Need more? Contact : Skye Griffiths on [email protected] For support and adjustments, including DEI, LGBTQI confidential application support enquiries: [email protected] Applications close Friday 25 September LI-DNI • Wed, 16 Sep • ING

Senior Credit Analyst » Sydney, Sydney Region - At Prospa, we exist to unleash the potential of small business. We are building the future of small business and simplifying cashflow by building a leading platform that helps customers make payments, fund growth and reduce admin. Join us! Great businesses need funding to back their ambition. That's where you come in. As a Senior Credit Analyst at Prospa, you'll help small business owners access the capital they need to grow, hire, invest and keep moving forward. You'll combine strong commercial judgement with a customer-first mindset to assess lending opportunities, solve complex challenges and make decisions that create value for both our customers and the business. Why You'll Love This Role As a Senior Credit Analyst you'll be trusted to make high-impact decisions that directly support thousands of small businesses across Australia and New Zealand. Working in a collaborative, high-performing team, you'll gain exposure to a broad range of industries and lending scenarios while continuing to sharpen your commercial, credit and risk expertise. If you're looking for a role where you can take ownership, influence outcomes and grow your career, this is it. What You'll Be Doing Coordinating the underwriting of commercial loan applications. Conducting bank statement analysis and financial statement analysis. Providing in-depth detailed analysis of financial statements, industry risk, and credit risk. Presenting deals to Credit Committee (i.e Executives, Credit Risk, Finance etc) with a comprehensive understanding of the risk and associated mitigants in each transaction, as well as providing a strong recommendation on the proposed outcome and offered insight to upper management regarding credit decisions. Preparing clear, thorough and informative credit papers for each application. What You'll Bring Minimum 3 to 5 years underwriting / Credit analyst experience required Bachelor’s degree in finance, accounting, or related field desirable but not necessary Previously held a DLA (delegated lending authority) Experience in commercial lending Experience with business financial documents such as Profit & Loss, Balance Sheets, AR/RP Strong credit risk acumen and commercial judgement Experience with property secured lending is advantageous Familiarity with personal and company credit reports, ASIC searches, and other various background information Strong analytical and creative problem-solving skills Highly organised and ability to follow processes Attention to detail and accuracy Ability to interact professionally with management, sales, and business owners Experience in a high-pressured environment working to deadlines Don’t let a confidence gap get in the way of submitting your application. Don't let a confidence gap get in the way of submitting your application. What we offer: As a busy grow getter, our benefits are here to help you be unstoppable in your mission. Whether it's a lofty career goal, investing in your family, saving the planet or simply feeling fulfilled: Growth : There's something for everyone including learning days, a learning allowance, leadership programs, CliftonStrengths workshops, digital learning, and biannual companywide learning weeks. Wellbeing : Think fitness initiatives, seasonal programs (including flu shots, massages, skin checks, wellness classes), additional "Me Days" and access to holistic EAP coaching. Lifestyle : Find your fit with flexible working options, top notch office facilities and diverse remote/ travel work options. You can also purchase additional leave and take up to 18 weeks paid parental leave. Impact : Join a business that cares and is recertified as carbon neutral. And you can tap into volunteer days, our partnership with Kiva and join a range of employee resource groups. Why Prospa? We're proud to be a certified Great Place to Work and recognised as a Best Workplace for Women, Best Workplace in Technology, and Best Workplace in Australia. We embrace diversity in people and ideas, fostering a collaborative, inclusive, and respectful environment where we celebrate who you naturally are. Don't just take our word for it, check out Prospa’s culture code to see it for yourself. • Wed, 16 Sep • Prospa

Credit Risk Manager » Sydney, Sydney Region - The Opportunity We are partnering with a growing financial services organisation seeking an experienced Credit Risk Manager to play a key role in the management and enhancement of its credit risk framework. This position will be responsible for providing independent oversight of credit risk across lending portfolios, supporting strategic decision-making, monitoring portfolio performance, and ensuring credit risk practices align with risk appetite and regulatory expectations. This is an excellent opportunity for a credit risk professional looking to influence risk strategy, portfolio management, policy development, and business growth within a dynamic and commercially focused environment. Key Responsibilities Monitor and assess portfolio performance, identifying emerging risks, trends, concentrations and areas requiring management action. Develop, review and enhance credit risk policies, frameworks, standards and procedures. Provide second-line oversight and challenge to credit decisioning, underwriting and portfolio management activities. Deliver insightful credit risk reporting, including risk appetite metrics, portfolio analytics and management information. Support stress testing, scenario analysis and portfolio reviews. Partner with business stakeholders to improve risk management practices while supporting commercial objectives. Assess new products, policy changes and strategic initiatives from a credit risk perspective. Support internal audit, regulatory reviews and risk governance activities. Prepare papers and reporting for executive management, risk committees and senior stakeholders. Monitor compliance with risk appetite, lending standards and regulatory requirements. About You Demonstrated experience in a Credit Risk Manager, Senior Credit Risk Analyst, Portfolio Risk Manager or similar role. Strong knowledge of consumer, commercial, SME or asset finance lending. • Tue, 15 Sep • FourQuarters

Treasury & Credit Analyst » Perth, Perth Region - Multinational presence, market leading contractor Manage critical treasury, banking and funding activities Drive Business decisions through insightful reporting and analysis Support the management of cash flow, banking relationships, funding facilities, and credit activities. You will play a key role in maintaining banking and bond facilities, ensuring robust controls and compliance, and delivering accurate reporting and analysis to support business decision-making THE ROLE Manage daily treasury operations, including cash positioning, liquidity monitoring, and banking transactions. Administer and maintain banking platforms, payment processes, user access controls, and banking authorities. Coordinate the establishment, renewal, and ongoing management of banking facilities, bonds, guarantees, and other funding arrangements. Prepare, maintain, and monitor facility documentation, compliance requirements, and security registers. Ensure adherence to treasury policies, internal controls, and funding covenant obligations. Prepare treasury, cash flow, debt, and credit reports, providing timely and accurate insights to management. Conduct financial and operational analysis to support funding, risk management, and business performance initiatives. Liaise with banking partners, financial institutions, insurers, and internal stakeholders to support treasury and credit activities. Identify opportunities to improve treasury processes, controls, and reporting capabilities. ABOUT YOU Demonstrated experience in a Treasury Analyst, Credit Analyst, Corporate Finance, or similar role. Strong practical experience using banking platforms and managing payment and cash management processes. Sound knowledge of banking facilities, bonds, guarantees, funding arrangements, facility documentation, and treasury controls. Proven experience preparing treasury, liquidity, cash flow, and financial management reports. Strong analytical, problem-solving, and financial modelling capabilities. Advanced proficiency in Microsoft Excel and financial reporting systems. Excellent attention to detail and ability to manage multiple priorities in a fast-paced environment. Strong communication and stakeholder management skills, with the ability to engage effectively with financial institutions and internal business leaders Qualifications and requirements Bachelor’s Degree in Accounting, Commerce, or Finance CA/CPA Qualification THE BENEFITS Ongoing rewards & recognition programs Paid parental leave Salary sacrifice options Employee Assistance Program Novated lease options Submit your resume today and start a conversation with one of our recruiters. This role is subject to a pre-employment medical and background checks. ABOUT US The Duratec group of Companies is an ASX listed, solutions–driven business specialising in the protection, remediation, and enhancement of steel and concrete structures. We provide whole-of -life engineering, construction, and maintenance services with a Company focus on sustainably extending the life of the built environment. We’ve been around since 2010 giving us solid foundations and we’re currently on an exciting trajectory of growth. Operating across Australia we work on projects in Defence, mining, energy, marine, infrastructure, and building and facades. Our reputation for collaboration and successful project delivery has resulted in Australia-wide expansion of the business and we’re dedicated to forming new branches across Australasia. We have a workforce of approximately 1,200 people across 19 locations spanning every State and Territory in Australia. We have an exciting future ahead and it’s a great time to join the team! We are committed to building a workplace culture that values diversity and inclusion. We encourage the employment of people with disability, Aboriginal and Torres Strait Islanders, LGBTI and other diversity groups. • Sun, 13 Sep • Duratec Limited

Legal Counsel » Sydney, Sydney Region - Description Your function: As Legal Counsel, you will be expected to provide professional legal services primarily for Australia, and for New Zealand and Singapore on as needed basis. This role will have broad exposure to different areas of the business, including healthcare, technologies, and food and agriculture. The Legal Counsel will be generally expected to perform the following functions: Negotiating and drafting of documentation in respect of local vendor agreements. Negotiating, drafting and review of customised transactional legal documentation for non-standard transactions, including finance agreements, security agreements, priority agreements, etc. Standardisation of local documentation and for keeping such standard documentation up to date. Assisting collections and recoveries team on dispute resolution and insolvency. Assisting with various compliance related tasks, including AML/CTF, Privacy and review of marketing materials. Working closely with Credit and Compliance departments to ensure internal policy requirements are met for transactions. Contributing to DLL Legal’s document and contract library and maintenance of the same. As required, instruct and manage external lawyers on matters requiring external legal advice. Your profile: Strong drafting skills for different legal documentation including commercial cooperation agreements, finance agreements, security agreements, priority agreements, etc. Strong interest in developing a career in a finance business. Past experience in the PPSA, AML/CTF, privacy and/or Australian Consumer Law is required. Knowledge of or experience in transactions based in New Zealand or Singapore is not essential but helpful. Being able to work with a variety of internal and external stakeholders (including sales managers, credit analysts, compliance officers, internal and external lawyers, asset managers, vendor partners etc). Tertiary qualifications in Law, admitted to practise in an Australian state or territory. To succeed in this role, you will need: At least two years of PQE gained in a corporate or finance environment, from private practice or in-house; Experience in finance agreements, commercial contracts and PPSA; Ability to set own agenda and manage your workload in a fast-paced environment; Strong relationship building and communication skills. Ready to work for a company that is Partnering for a Better World! Choose wellbeing: DLL’s wellbeing ambition is to educate, equip, and empower members to build connections, manage their mental, emotional, physical, and financial wellness, and maintain balance between work and the other priorities that make up their lives. Our four wellbeing categories are as follows: Connection – Build meaningful connections with other members Health – Manage mental, emotional, and physical health Finance – Provide learning opportunities to help members achieve personal financial health Lifestyle – Maintain balance between work and life priorities These are the things that matter to our members and the wellbeing of our members matters to DLL! Settling in: At DLL, we are many things. We are team members, family members, community member. We are members of society, members of different cultures and nationalities. Members of change. We each have different beliefs, different passions, different viewpoints, talents and interests. We come from different backgrounds, cultures, nationalities and histories. But for all of our differences, we share one thing in common: each of us are members of DLL. Our company was founded in the Netherlands. But today we are truly a multinational business. Our unique culture is rooted in higher collaboration, less hierarchy and a honest directness that enable us to integrate, ideate and innovate across country lines. Many companies say they are European, American, Asian or Australian, at DLL we are all these places and more. We are a cross-culture collaborative – an interconnected network – that comes together every single day with one goal in mind: Partnering for a better world . Good to know: The selection process may involve an assessment Applications via email will not be reviewed. Please apply online via our career website DLL’s referral program applies For more information, you can contact Indie Bayliss, Talent Acquisition Partner on [email protected] DLL appreciates the time you spend applying to our openings. We advise only those who qualify for an interview will be contacted. Hiring subject to successful completion of a background check. DLL is an equal opportunity employer. We are committed to inclusive, barrier-free recruitment and selection processes and work environments. If contacted for an employment opportunity, please advise Human Resources if you require accommodation in accordance with our values and all applicable legislation. • Sun, 13 Sep • DLL Group

Analyst - Business Bank (Parramatta) » Australia - About the Role: We here at BOQ Group are seeking a highly motivated and detail-oriented Analyst to join our Commercial Banking team in Parramatta! The role of the Analyst is to provide support to the Relationship Executive by preparing credit submissions for new and existing customers and the completion of periodic credit reviews. Additionally, the Analyst will also liaise with internal and external professional service providers to ensure all documentation and settlements are processed promptly and accurately. The role requires a high standard of customer service to generate new business and ensure customer retention, as well as effectively undertaking completion of administrative, reporting and regulatory tasks as required at the direction of the Relationship Executive. This is your chance to be part of a bank that is making waves in the industry and shaping the future of banking! About You: Our successful candidate will have a strong background in financial analysis, excellent problem-solving skills, and the ability to work collaboratively across various teams. The successful candidate will be adept at analysing financial statements, assessing credit risk and providing insightful recommendations to support our client's business growth. In addition to this, they will have a positive can-do attitude, and the desire to grow and challenge themselves! Join us and make a difference! If you're ready to embark on an exciting journey with BOQ and contribute to our success, we want to hear from you! About us BOQ Group is a truly unique group of challenger brands with a purpose – to provide a genuine alternative to Australian financial services for customers and employees. Our family of brands (Bank of Queensland (BOQ), ME Bank, Virgin Money Australia, BOQ Specialist), each come with their own defined customer audience and brand personality, but share one goal – to build social capital through banking. That’s creating trust with customers, exploring staff potential and believing that tiny gestures and big ideas can change the world for communities. BOQ Group’s inclusive vision is to foster a workspace that values and leverages difference and creates new possibilities, a place where our people feel confident to bring their best selves to work every day. We embrace difference and believe that our workforce should reflect the customers and communities that we serve. In 2023, we successfully implemented an innovative Reconciliation Plan, driving positive change and promoting inclusivity across BOQ Group. Our perks At BOQ Group, we are passionate about creating an exceptional work environment that nurtures both your professional and personal growth. Our comprehensive benefits package is designed to enhance your well-being, provide financial security, and foster a sense of community and inclusion. Here are just some of the fantastic perks you can enjoy as part of our team: Flexible working arrangement - Balance your work and personal life with ease. Discounted financial products - Enjoy exclusive rates on our financial services across the Group. Salary sacrificing options - Maximise your take-home pay with our salary packaging options. Paid parental leave with no minimum requirements - Spend quality time with your new family member without any worries. Purchase additional annual leave - Need more time off? You can buy extra leave days. Discounted private health insurance plan - Take care of your health with our special rates. Employee Assistance Program (EAP) - Access confidential support for personal and professional challenges for you and your family Access to employee network groups - Connect with peers through our First Nations Reconciliation, LGBTQIA, Multicultural, Gender, Early Careers, and accessibility groups. Pride in Diversity membership: We are proud members of Pride in Diversity and actively participate in the Australian Workplace Equality Index. We are committed to creating a workplace where everyone feels valued and supported. Join us and be part of a company that truly cares about its people and community! How to apply To apply for this role, follow the links. BOQ Group is committed to diversity and an inclusive workforce. Aboriginal and Torres Strait Islander People are encouraged to apply. We celebrate, value and include people of all backgrounds, gender and expressions, sexualities, cultures, bodies and abilities. When you apply, you are welcome to tell us the pronouns you use and please let us know any reasonable adjustments you may need during the interview process. If you are successful for a role with BOQ Group, it is a condition of employment that background screening is completed to ensure that the Bank complies with its obligations under the Anti-Money Laundering and Counter Terrorism Financing Act. These checks may include, but are not limited to identity, verification, reference checks, criminal background checks, immigration checks, verification of academic qualifications, bankruptcy checks. Please no agency applications. • Sat, 12 Sep • BOQ Group

Credit Analyst | 6 Month Temp Assignment | Hybrid Model » Sydney, Sydney Region - The Company… This established financial services organisation provides finance solutions across both consumer and commercial markets. With a strong presence in the Australian market, the business has built a reputation for delivering a high level of service while maintaining a strong focus on responsible lending and positive customer outcomes. The organisation offers a professional yet down-to-earth working environment, with a collaborative culture where employees are encouraged to contribute ideas and take ownership of their work. The business places a strong emphasis on customer service, operational excellence and maintaining high standards across its credit function. The Credit Division is currently seeking several experienced credit professional to join the team on a six-month temporary basis. This opportunity would suit someone who enjoys working in a fast-paced credit environment, has strong analytical and decision-making skills and is confident managing applications through the assessment process. Employees benefit from a supportive team environment, parking, convenient access to public transport and WFH flexibility. The Job… Reporting through to the Credit Team Leader, you will be responsible for the following duties: Assessing and approving finance applications in accordance with the credit approval process Processing new client applications within agreed SLAs Identifying potential risk and fraudulent activity Ensuring credit policy is consistently maintained and applied Liaising with internal and external stakeholders to ensure both customer and business satisfaction You…. To be successful in this role, you must have experience in the following areas: A minimum of 12 months' experience working in credit assessment Previously held Delegated Lending Authority is necessary Strong financial analysis skills with the ability to confidently support your credit decisions Clear written and verbal communication skills Exceptional attention to detail and the ability to work effectively within a high-energy, fast-paced environment A positive, genuine and professional approach How to apply… If you are an experienced credit professional looking for your next temporary opportunity, send your application to [email protected] or call Sarah Bolster on 02 9002 5001 for a confidential discussion about the role. • Fri, 11 Sep • SB Recruitment Pty Ltd

Credit Analyst » Melbourne, Melbourne Region - Description Create your best future and join Westpac as a Credit Analyst. What’s the role? Join our Portfolio Management Team and help shape smart lending decisions for a diverse portfolio of large private and smaller public companies. Based in Melbourne / Naarm, Wurundjeri Country, this is a full-time opportunity that combines detailed credit analysis with commercial insight. You'll work closely with Relationship Managers, company executives and professional investors to support lending decisions across the portfolio. From analysing financial information and preparing high-quality credit submissions through to helping structure transactions and manage portfolio risk, you'll play an important role in delivering great outcomes for our customers. Every day brings something different, giving you the chance to build your expertise while working alongside experienced banking professionals. What do I need? Strong credit analysis skills and an understanding of commercial lending Experience assessing financial statements and identifying key risks and opportunities The ability to translate complex financial information into clear and practical insights Strong communication skills and the ability to build trusted relationships with stakeholders Cash flow modelling experience and a CA, CPA or CFA qualification will be highly regarded Why join us? We’re obsessed with becoming our customers 1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that: Special offers on banking products and discounts from top brands, including generous employee only mortgage rates! Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave. Tailored learning and development opportunities to help your grow your career within the bank. Lots of opportunities to give back to the Community by getting involved in our many volunteering initiatives. Create your future today To get started, simply click on the APPLY or APPLY NOW button. We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community. If you need any adjustments during the recruitment process, you can find more information and contact details on our FAQs and how to contact us page , under the ‘Diversity, sustainability and flexibility’ section. We may close this job advertisement earlier than the advertised closing date if suitable candidates are identified. We encourage you to apply as soon as possible. • Fri, 11 Sep • Westpac Group

Credit Analyst (9mth contract) » Truganina, Melton Area - As an experienced Credit Analyst with expertise in equipment/ heavy machinery/motor vehicles, in this 9 month contract, you will undertake credit assessment for Australia and New Zealand jurisdictions, providing customer service from application to completion of documentation. In this hands on contract opportunity you will: ● Undertake credit analysis for equipment financing within policy, procedure, operating guidelines, governance requirements. Undertake assessments within agreed service levels and quality standards and to lending authority limits ● Perform and review Credit Bureau, Know Your Customer (KYC) and compliance checks ● Prepare, and submit for approval, a range of documentation, including but not limited to; credit memos. ● Maintain appropriate record keeping, including updates to required databases, systems and logs ● Manage customer queries, issues and complaints, including effective escalation as required. ● Undertake a range of activity and/or compliance reporting to schedule and/or ad hoc as required for internal use and/or for use by relevant bodies or authorities ● Actively identify credit related risks and issues, particularly in relation to compliance and governance matters, escalating and/or resolving these within limits of authority and responsibility ● Assist with account management duties (as directed) ● Share your expertise including providing support, coaching and mentoring to colleagues Requirements To apply you should be an Australian citizen/ resident or already have approved work rights that allow unrestricted work for a period least 28 days longer than the contract period. Your profile would likely include: ● Tertiary qualification in Business/ similar (desirable) ● Proven experience in a similar role in the Financial Services industry with significant experience in commercial and/ or asset finance credit assessment, ideally in relation to commercial and/ or asset financing for equipment/ heavy machinery/ motor vehicles ● A current (or recent) Delegated Lending Authority of at least $100,000 or greater ● Sound applied knowledge of relevant Australian and New Zealand legislation, including but not limited to; Privacy Act, Code of Banking Practice and National Credit Code ● Proven ability to analyse and identify acceptable lending risk and exercise professional judgment ● Proven integrity in relation to conduct and compliance with policy, procedure, governance and regulatory requirements ● Experience in the preparation of a range of reporting and documentation for internal use and external bodies/ authorities ● Ability to coordinate and prioritise workflow and work items to meet deadlines whilst achieving high levels of service and quality ● Attention to detail and focus on accuracy ● Well developed general computing skills, including proficiency in the use of the MS Office/ Google suite and a lending customer management system ● Proven ability to develop and maintain professional customer and other working relationships ● Highly developed communication and interpersonal skills ● Highly developed numerical capability, analysis and problem-solving skills ● Proven ability to work autonomously without direct supervision, and, as part of a team in a fast paced, dynamic environment Benefits Work with great people in a globally recognised, stable brand with a focus on ongoing business growth and sustainability. Benefits include: Required tech equipment Salary sacrifice option for novated leasing motor vehicle/s and product discounts via Flare Benefits and in-house product purchase discount Option to attain up to 15% superannuation 21 days Annual Leave Opportunity to participate in Corporate Social Responsibility activity • Thu, 10 Sep • Kubota Australia and New Zealand

Associate Director, Credit Analyst – Agribusiness » Melbourne, Melbourne Region - Description Create your best future and join Westpac as an Associate Director, Credit Analyst - Agribusiness What’s the role? We're looking for an experienced credit professional to join Westpac Institutional Bank's Consumer & Industrials team, supporting a portfolio of large agribusiness customers across sectors such as grain, dairy, horticulture, aquaculture and forestry. This is a permanent opportunity based in Sydney or Melbourne and will give you an opportunity to work with some of Australia's leading agribusiness customers while building your career within one of the country's leading institutional banking teams. As the primary credit analyst for a portfolio of corporate and institutional clients, you'll help assess new lending opportunities, prepare credit recommendations, and provide ongoing portfolio management support. You'll work closely with Relationship Managers, product specialists and clients to understand their businesses, identify opportunities, and develop banking solutions that support their growth. You'll analyse financial performance, discuss business plans and strategic priorities with customers, prepare detailed credit submissions, and present recommendations through the bank's credit approval process. You'll also provide industry insights and research that help strengthen customer conversations and deepen Westpac's understanding of the agribusiness sector. What do I need? You'll bring strong credit analysis capability, commercial judgement and the ability to build trusted relationships with customers and stakeholders. Experience preparing and assessing complex credit submissions within a corporate, institutional banking or related environment. Strong understanding of agribusiness, including exposure to pre and post farm gate industries. Ability to undertake detailed financial analysis, forecasting and credit risk assessment to support lending decisions. Knowledge of institutional banking products and services, including financial markets, syndications and multi-bank lending environments. Strong communication and influencing skills, with the ability to build relationships and discuss business performance, financial results and credit matters with clients and stakeholders. Excellent attention to detail, sound commercial acumen and the ability to manage multiple priorities in a fast-paced environment. Advanced Excel and financial modelling skills will be highly regarded, as will knowledge of Westpac's credit frameworks and systems. Why join us? We’re obsessed with becoming our customers' 1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return, we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that: Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates! Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave. Tailored learning and development opportunities to help you grow your career within the bank. Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives. Create your future today To get started, simply click on the APPLY or APPLY NOW button We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community. If you need any adjustments during the recruitment process, you can find out more information and additional contact details by visiting the "People with Disability and/or needing Accessibility Requirements" page on our website . We may close this job advertisement earlier than the advertised closing date if suitable candidates are identified. We encourage you to apply as soon as possible. • Thu, 10 Sep • Westpac Group

Credit Analyst (9mth contract) » Truganina, VIC - As an experienced Credit Analyst with expertise in equipment/ heavy machinery/motor vehicles, in this 9 month contract..., you will undertake credit assessment for Australia and New Zealand jurisdictions, providing customer service from application • Wed, 09 Sep • Kubota • AU$90000 per year

Assistant Relationship Manager / Senior Credit Analyst » Brisbane, QLD - financial services organisation seeking an Assistant Relationship Manager or Senior Credit Analyst to support... that combines credit expertise, client engagement, and genuine career progression? Our client is a well-established and growing • Wed, 09 Sep • TTG Recruitment

Credit Analyst » Melbourne, VIC - Job Category: Specialist Banking Job Description: Create your best future and join Westpac as a Credit Analyst... that combines detailed credit analysis with commercial insight. You'll work closely with Relationship Managers, company executives • Wed, 09 Sep • Westpac

Credit Analyst | Specialist Lending » Melbourne, VIC - Credit Analyst | Specialist Lending Are you a lending professional who enjoys solving complex credit scenarios... and structuring deals that others can't? We're partnering with a respected finance business seeking an experienced Credit Analyst • Wed, 09 Sep • TTG Recruitment

Analyst / Associate, Credit Management » Australia - Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. About the role: MUFG, a globally respected financial institution, is seeking an Analyst or Associate to join their Australian Corporates, Credit Management team based in Sydney, Melbourne or Perth. In this role, you will play a key role in Oceania’s Credit Management team (CM) which sits within Global Corporate & Investment Banking (GCIB) division, supporting the origination and management of new and existing corporate and institutional customers, as well as offshore subsidiaries. The broader CM team plays an important role in achieving the Bank’s risk and return targets through conducting annual credit reviews and credit monitoring in accordance with the Bank’s internal procedures and delivering on a number of strategic and balance sheet focused tasks and assessments. You will be an integral part of this function through the successful completion of a range of day to day tasks, including: the management of customer credit & portfolio related requests, periodic review of customer credit and risk profiles, supporting the Relationship Managers and Portfolio Leads on the credit approval process of new transactions (incorporating deal structuring, preparing credit submissions, historical and forward looking financial and industry analysis etc.), the preparation of client presentations and managing compliance with internal processes and policies as well as other ad hoc support for Relationship Managers and the Head of CM. What you’ll be doing: The successful candidate will be responsible for credit analysis and risk management across a portfolio of clients, with a focus on credit quality and achievement of the Bank’s risk / return targets through: Account Management: Conducting annual credit reviews and internal rating reviews as per internal guidelines and policies Covenant compliance monitoring and adherence to policy updates within the Bank Supporting refinancing and other revenue initiatives across the portfolio Coordinating across the MUFG network including onshore and offshore teams to support timely delivery of credit reviews, monitoring activities and portfolio management tasks. Any other required tasks in accordance with the Bank’s policies and procedures and required to support the broader business Portfolio Management: Support the CM team in the management of the wider portfolio, including a focus on sector risk / return and other strategic review processes Undertake frequent economic and industry research to support the Portfolio Lead and wider CM team What we are looking for: Analyst (1 to 3 years’ experience) / Associate (4 to 7 years’ experience) gained from corporate and institutional lending or debt advisory roles at major banks or chartered accounting firms. Candidates from credit rating agencies, advisory houses, investment management firms or corporate treasury teams with relevant skills will also be considered. Undergraduate Business / Commerce / Law Degree is essential. Masters of Finance, MBA or CFA will be considered favourably. Proficiency in the full suite of core Microsoft products. Comfort using data, research and AI-enabled tools (such as Copilot) to enhance analytical quality, efficiency and insight generation will be viewed favourably. Possess an understanding of financial and economic markets Experience in: (a) credit writing; (b) financial analysis and modelling; and (c) legal documentation and debt structuring Be able to engage in independent research and analysis of customers and markets and apply critical thinking and a high level of attention to detail Demonstrate curiosity about businesses, industries and market dynamics, and apply this understanding to identify emerging opportunities and risks. The ability to communicate clearly both in writing and verbally Has strong interpersonal and presentation skills Is a team player, has drive and enthusiasm Is a self-starter who applies initiative and is adaptable to change Has an analytical mindset and problem solving skills Has the ability to work independently and prioritise a number of tasks across various work streams and alongside a number of stakeholders Our culture: MUFG fosters a highly professional, supportive work environment that enables our employees to help maximize our customers' prosperity. We focus on building long-term customer relationships and giving back to our communities in order to develop shared and sustainable growth for a better world. Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender. • Wed, 09 Sep • Mitsubishi UFJ Financial Group

Commercial Credit Analyst (Part-Time) » North Sydney Area, North Shore - Who is Shift? At Shift, we’re business specialists dedicated to helping Australian SMEs take control of their cashflow, streamline trade terms and choose the right financial products. We believe Australian businesses are the driving force behind our economy and are core to our communities. That’s why our business expertise, focus on relationships, and market-leading technology is at the core of everything we do. We’ve helped solve the credit and payment pain points for more than 30,000 businesses, providing over $6 billion in aggregate funding. Our unique approach to product innovation combined with our collaborative culture means you can build your career in a supportive environment. You’ll be joining a diverse team of over 300 people who are always looking to deliver better outcomes for Australian businesses. About the role: As a Credit Analyst at Shift, you'll be a crucial part of our customers' journeys, carefully reviewing credit applications from both customers and brokers. With a keen eye for detail, you'll look at bank statements, financial documents, and other key information to help determine each applicant’s creditworthiness and suggest the right lending options. Your expertise will not only help us manage risk, but also contribute to outstanding outcomes for our customers. This is a part-time opportunity, offering flexibility to suit your lifestyle, while making a meaningful impact on our team and customers. What you'll do: Review and assess commercial credit applications by analysing financial statements, bank records, and other important data Connect with applicants and brokers over the phone to gather information and discuss loan requirements Deliver accurate and thorough credit assessments, recommending lending limits that fit Shift’s approach Make sure every customer application is matched with the right products and services Keep detailed records of risk factors and ways to manage them, supporting confident decision-making Develop strong relationships with internal teams, customers, and brokers to support business growth Follow credit underwriting guidelines and compliance standards, and maintain accurate data in our systems Team up with Relationship Managers and Sales teams, offering support, coaching, and mentorship Look for ways to improve our processes and service, helping the whole team work more efficiently What you'll bring: Previous experience with Delegated Lending Authority in commercial or business lending Strong business sense, with a solid grasp of the SME market Proven ability to deliver excellent customer service Experience analysing commercial credit through financial and bank statements (bonus points for familiarity with non-traditional data!) A sharp, analytical mindset with great attention to detail Background in risk or analytics roles, or experience with finance products in point-of-sale settings, is a plus but not required Fantastic communication skills and the ability to build lasting relationships A dedication to compliance and ensuring data accuracy LI-SA1 Key benefits: Collaborative teams – a flat structure means everyone can learn from colleagues and senior leaders around the business. Be involved – come together with all of your colleagues every 100 days to share the product and technology roadmap and business strategy. Flexible working environment – we’re headquartered in North Sydney with state-based workplaces and offer a flexible work policy. Family support – industry leading 26 weeks paid parental leave. Purpose built spaces within our office – designed for collaboration, brainstorming, socialising, and focused work. Range of benefits supporting your physical, psychological and financial wellbeing. From a day off on your birthday to excellent end of trip facilities. LI-Hybrid • Wed, 09 Sep • Shift

Credit Risk Senior Analyst » Australia - Credit Risk Senior Analyst You are A Senior Analyst with experience in stress testing, capital, credit risk, analytics or quantitative modelling. You're curious, commercially minded and enjoy turning complex data into meaningful insights. We are A highly engaged team passionate about innovation, risk excellence and continuous improvement. Together we can Help shape how CommBank assesses risk under adverse scenarios and manages capital outcomes for our customers and communities. See yourself in the team The Capital Accuracy, Forecasting and Stress Testing team supports the management of risk within the Retail Bank by delivering insights that help assess risk, inform capital decisions and support regulatory outcomes. You'll work closely with stakeholders across Risk, Treasury, Finance and Product, contributing to enterprise-wide decisions that strengthen the financial wellbeing of our customers and communities. Do work that matters As a Senior Analyst, you'll play a key role in delivering stress testing and capital insights that support strategic decision-making across the Group. You'll work on high-profile risk initiatives, helping to assess portfolio performance under a range of economic scenarios while ensuring strong governance and regulatory compliance. This is an excellent opportunity to deepen your expertise in risk, capital and analytics while building relationships with stakeholders across the organisation. Key responsibilities for this role include Lead stress testing activities and provide insights that support risk management and capital planning. Analyse model outputs and communicate findings to stakeholders across the Group. Partner with teams across Risk, Finance, Treasury and Product to support accurate capital outcomes. Contribute to the development and governance of stress testing models. Support junior team members through coaching and technical guidance. Ensure compliance with Group policies and relevant APRA prudential standards. We're interested in hearing from people who have Experience in stress testing, capital, risk modelling, analytics or a related quantitative field. Strong analytical and problem-solving capabilities. Experience working with data and analytical tools such as SAS, SQL, R or Python. The ability to translate complex concepts into clear and meaningful insights for stakeholders. Strong collaboration and stakeholder engagement skills. A degree in a quantitative discipline such as Statistics, Mathematics, Economics, Finance, Data Science or a related field. We recognise that no candidate meets every requirement. If you're excited by the opportunity but don't tick every box, we'd still love to hear from you. If this sounds like the role for you, we'd love to hear from you. Apply today. At CommBank, you'll be part of an organisation committed to innovation, inclusion and continuous learning. You'll have the opportunity to work on highly visible risk and capital initiatives, partner with senior stakeholders across the Group and access ongoing development and career opportunities to help you grow your career. If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career. We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696. Advertising End Date: 20/09/2026 • Wed, 09 Sep • Commonwealth Bank of Australia

Assistant Relationship Manager / Senior Credit Analyst » Brisbane, QLD - financial services organisation seeking an Assistant Relationship Manager or Senior Credit Analyst to support... that combines credit expertise, client engagement, and genuine career progression? Our client is a well-established and growing • Tue, 08 Sep • TTG Recruitment

Analyst / Associate, Credit Management » Sydney, NSW - , a globally respected financial institution, is seeking an Analyst or Associate to join their Australian Corporates, Credit... Management team based in Sydney, Melbourne or Perth. In this role, you will play a key role in Oceania’s Credit Management team • Tue, 08 Sep • MUFG

Senior Technical Business Analyst (Credit as a Service) » Sydney, Sydney Region - Job Description We are seeking an experienced End-to-End Senior Technical Business Analyst to join a strategic Credit as a Service transformation program. In this role, you will drive business and technology outcomes across the customer credit assessment, onboarding, decisioning, billing and customer lifecycle journey, working closely with stakeholders across business, product, architecture, engineering, risk, compliance, and third-party service providers. You will lead end-to-end business analysis activities, from requirements elicitation and documentation through to solution design support, delivery, testing, and business transition. The role involves analysing current and future state processes, identifying business impacts across digital platforms and enterprise systems, and defining user stories, business rules, process flows, and data requirements. Working across API-led integrations and complex system landscapes, you will partner with architects, engineers, product teams and external vendors to ensure business requirements are translated into scalable technical solutions. You will support integration initiatives spanning customer onboarding, credit decisioning, billing, customer account management, and external service providers. This is a highly collaborative role requiring strong stakeholder engagement and the ability to facilitate workshops across business, technology, product, operations, risk, compliance, and vendor teams. You will identify opportunities to improve business processes, simplify customer journeys, enhance credit decisioning outcomes, and support operational readiness throughout the delivery lifecycle. • Tue, 08 Sep • NCS Australia

Associate Director, Credit Analyst – Agribusiness » Melbourne, VIC - Director, Credit Analyst - Agribusiness What's the role? We're looking for an experienced credit professional... your career within one of the country's leading institutional banking teams. As the primary credit analyst for a portfolio • Mon, 07 Sep • Westpac

Senior Technical Business Analyst (Credit as a Service) » Sydney, NSW - and each other. Job Description We are seeking an experienced End-to-End Senior Technical Business Analyst to join a strategic Credit as a Service transformation... program. In this role, you will drive business and technology outcomes across the customer credit assessment, onboarding • Mon, 07 Sep • NCS

Credit Risk Senior Analyst » Sydney, NSW - Credit Risk Senior Analyst You are A Senior Analyst with experience in stress testing, capital, credit risk... that strengthen the financial wellbeing of our customers and communities. Do work that matters As a Senior Analyst, you'll play • Mon, 07 Sep • Commonwealth Bank of Australia

Senior Quantitative Analyst - Counterparty Credit Risk » Sydney, Sydney Region - Description Create your best future and join Westpac as a Senior Quantitative Analyst, Counterparty Credit Risk What’s the role? Join our Quantitative Analytics team and play a key role in delivering the models, analytics and risk capabilities that support Financial Markets, Treasury and Commodities. Working within a specialist front-office quantitative team, you'll help manage and enhance the models used to measure counterparty credit risk, derivative valuations and XVA. You'll work closely with trading, risk and technology teams to develop new capabilities, support the introduction of new products and contribute to major initiatives, including enhancements to the counterparty credit risk platform. This is a hands-on role where you'll combine quantitative expertise, problem-solving skills and technology to deliver practical solutions that support the business. You'll be part of a highly skilled team that works closely with the trading floor, giving you exposure to complex products, challenging quantitative problems and opportunities to influence how risk and valuation models evolve over time. This is a permanent position based in Sydney, with the expectation that you’ll work from the office three days per week. What do I need? You’ll bring strong quantitative capability, sound judgement and the confidence to work collaboratively in a fast-moving financial markets environment. Strong knowledge of counterparty credit risk or XVA, including derivatives pricing, risk factor modelling, exposure profiles and CVA modelling. Experience configuring and testing mark-to-market models, generating simulation scenarios and supporting models through independent assessment. Proficiency in at least one relevant programming language, such as C++, R or Python. A methodical approach to model testing, technical documentation and process management, with the ability to apply materiality when making assessments. Strong communication, collaboration and time-management skills, along with a proactive and delivery-focused approach. Experience with IMCR, Risk, Git, Jira or Confluence would be beneficial. Why join us? We’re obsessed with becoming our customers' 1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return, we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that: Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates! Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave. Tailored learning and development opportunities to help your grow your career within the bank. Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives. Create your future today To get started, simply click on the APPLY or APPLY NOW button We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community. If you need any adjustments during the recruitment process, you can find out more information and additional contact details by visiting the "People with Disability and/or needing Accessibility Requirements" page on our website . We may close this job advertisement earlier than the advertised closing date if suitable candidates are identified. We encourage you to apply as soon as possible. • Fri, 04 Sep • Westpac Group

Property Credit Analyst / Senior Credit Analyst » Brisbane, QLD - Analyst, Senior Credit Analyst, Property Credit Analyst, Commercial Analyst or Credit Manager looking for greater transaction... commercial and property finance capability. This is fundamentally a key credit role focused predominantly on assessing • Thu, 03 Sep • Perigon Group

Senior Quantitative Analyst - Counterparty Credit Risk » Sydney, NSW - Analyst, Counterparty Credit Risk What's the role? Join our Quantitative Analytics team and play a key role in delivering... within a specialist front-office quantitative team, you'll help manage and enhance the models used to measure counterparty credit risk • Thu, 03 Sep • Westpac

Credit Analyst » Melbourne, Melbourne Region - About the company: This is an exciting opportunity to join a leading national credit provider specialising in commercial vehicle finance. With strong growth, a supportive team culture, and career progression opportunities, this role is ideal for someone who thrives in a dynamic environment and enjoys building strong broker and client relationships. About the Role: As a Credit Analyst, reporting into the Executive General Manager, you will play a key role in assessing and analysing commercial finance applications, ensuring sound lending decisions while delivering an exceptional experience to brokers and clients. You will work closely with brokers throughout the loan process, providing guidance, resolving issues, and ensuring all applications meet compliance and responsible lending requirements. This role offers the perfect combination of credit analysis, relationship management, and operational responsibility within a collaborative and supportive team environment. What You’ll Do: Analyse credit data, financial statements, and loan applications to assess risk and credit worthiness Assess commercial finance applications and provide sound lending recommendations Prepare loan applications, proposals, and manage loan securities Ensure all loan documentation, invoices, and supporting information are accurate and compliant Coordinate settlements and communicate funding timeframes with clients and brokers Maintain strong relationships with brokers and clients through exceptional service and ongoing support Assist brokers with loan submissions, documentation requirements, and application processes Ensure adherence to responsible lending obligations, AML requirements, and compliance regulations Investigate and resolve customer or broker queries in a professional and timely manner Support brokers on loan products, compliance requirements, and application procedures What You Bring: Previous experience in credit analysis, commercial lending, or asset finance Strong understanding of commercial lending practices and relevant legislation Excellent analytical, problem-solving, and decision-making skills Strong relationship management and customer service capabilities Exceptional communication skills, both written and verbal Highly organised with the ability to manage multiple priorities in a fast-paced environment Experience in settlements, compliance, and low-doc lending applications will be highly regarded Why You’ll Love Working Here: Hybrid work – 2 days from home, 3 in-office after probation Career growth – clear growth path and leadership development Employee wellbeing – parental support payments, birthday leave, weekly wellbeing classes. Bonuses – annual bonuses If you’re looking to take the next step in your career with a respected and growing organisation, we’d love to hear from you. If you’re looking to take the next step in your career with a respected and growing organisation, we’d love to hear from you. Apply now or contact Jade Lawton on 0434 228 334 for a confidential discussion. Send your resume to [email protected] . • Wed, 02 Sep • IAS RECRUITMENT

Senior Credit Analyst / Underwriting Team Leader - SME Lending » Sydney, Sydney Region - Are you an experienced commercial credit professional ready to take the next step into leadership – without stepping away from the deals? We’re partnering with an established fintech lender to appoint an Senior Credit Analyst / Underwriting Team Leader to lead a small team while remaining hands-on across complex SME lending decisions. This is a genuine player-coach opportunity. You’ll be close to the work, trusted to make sound credit decisions and given the opportunity to develop a team and improve the way the underwriting function operates. The opportunity Leading a small team of Underwriters, you’ll manage the day-to-day flow of applications, provide coaching and guidance, and step in when a deal requires greater experience or judgement. You’ll remain hands-on with underwriting, particularly across more complex and higher-value applications where the answer isn’t always black and white. We’re looking for someone who can look beyond the numbers, understand the business behind an application and take a commercial, solutions-focused approach to credit – balancing opportunity with responsible risk management. You’ll also play an important role in strengthening the function. This will include improving reporting and visibility across the underwriting queue, identifying process improvements and using data to understand where the team can operate more effectively. Working closely with Sales, Operations and Risk , you’ll need to be comfortable explaining and standing behind a credit decision while maintaining strong, collaborative relationships. What you’ll bring You may already be leading a credit or underwriting team, or you could be an experienced Senior Credit Analyst, Senior Underwriter or Credit Manager ready to step into leadership. We’re looking for: Bachelor's degree in a relevant field (e.g., Economics, Actuarial Studies, Finance, Business, Mathematics, Statistics). Strong commercial, SME or business lending experience Hands-on experience assessing complex credit applications Strong financial analysis skills and commercial judgement A balanced and solutions-focused approach to credit risk Experience coaching, mentoring or supporting other credit professionals The confidence to manage challenging decisions and stakeholder conversations Experience establishing and managing internal KPIs, using data and insights to drive performance and meaningful conversations across Risk, Sales and senior leadership Strong analytical and Excel capability An interest in reporting, process improvement and operational performance A collaborative leadership style with the energy to develop and motivate a team Formal people-management experience would be advantageous, but it’s not essential. What matters is your credibility as a credit professional and your ability to help others make better decisions. Why consider it? This is an opportunity to build rather than simply maintain . You’ll inherit an established team, remain close to interesting credit decisions and have genuine scope to improve how the function operates – from coaching and capability through to reporting, workflow and process. When you join OnDeck, you'll enjoy: Career development within a growing fintech organisation The opportunity to make a genuine impact on customer outcomes Award winning culture with a collaborative, supportive team Health & wellbeing initiatives, regular team events and a fully stocked kitchen Recognition for your contribution and the opportunity to grow your leadership career. If you’re looking to combine your commercial credit experience with your next step in leadership, we’d love to hear from you. • Wed, 02 Sep • WorkTrybe

COMMERCIAL CREDIT ANALYST » Crestmead, Logan Area - Integrity. Quality. Humanity. Commitment. Innovation. These aren't just our values - they guide how we work, think and show up every day. At John Deere Financial , we empower people to create smart, practical solutions that make a real difference. We think differently, act with purpose, and give back to the communities we serve. It's what makes us proud of what we do - and who we do it with. The Opportunity If you are early in your career, or a recent Accounting graduate who has already gained some practical experience in credit, finance, banking or underwriting, this is a strong opportunity to keep building your career in credit risk with John Deere Financial. We are looking for someone with strong accounting fundamentals, sound judgement and genuine interest in developing in commercial credit risk. Recent exposure to credit underwriting is ideal, particularly in a commercial environment, but it is not a deal breaker if your experience is broader and you are ready to learn. You will develop hands-on experience assessing credit applications, analysing financial information and supporting practical risk-based decisions, while learning from an experienced and supportive team. What You'll Be Doing Assess and support the underwriting of credit applications using financial analysis, policy and sound judgement Build your understanding of dealer and customer relationships within a commercial finance environment Monitor borrower performance, establish appropriate credit limits and execute collection strategies where required Prepare clear credit summaries, risk assessments and recommendations for review and approval Negotiate and prepare credit documentation using Deere templates or legal agreements Identify opportunities to support new and existing business growth Contribute to credit process improvement, including the use of digital and automation tools Learn from experienced credit professionals and progressively build your technical capability What We're Looking For Must Have Completed degree in Accounting Some recent practical experience in credit underwriting, finance, banking or risk assessment; commercial credit exposure is ideal but not essential Ability to interpret financial information with sound judgement, attention to detail and risk awareness Self-motivated and accountable, comfortable managing priorities independently while contributing to a team An agile and adaptable mindset, open to change and evolving ways of working Genuine willingness to learn and develop, including adapting to new tools, systems and automation over time Strong integrity, resilience and commitment, aligned to John Deere's values Nice to Have Exposure to commercial credit, agribusiness, equipment finance or related financial services Interest in process improvement, digitisation or AI-enabled credit solutions Education / Experience A completed degree in Accounting is required for this role. Why Join Us? At John Deere Financial, you're empowered to build a career with genuine choice and support. You'll be encouraged to think differently, challenge established ways of working and use modern tools and technology to deliver meaningful outcomes. We're a global organisation that genuinely values its people. You'll join a supportive, inclusive culture where wellbeing, flexibility and professional growth are taken seriously - not just talked about. What do we offer: A friendly, inclusive workplace where wellbeing is a real priority Mature and flexible working arrangements that support true work-life balance Ongoing professional development opportunities, including higher education, training and professional memberships 15% superannuation with the John Deere Mercer Super Plan 16 weeks paid parental leave , annual leave loading, purchase leave options and paid community leave Free on-site parking and a range of health, safety and wellbeing programs Regular social activities and opportunities to connect across the business We are committed to fostering a workplace where people feel included, valued and supported. Applications for this position will close at close of business 18 September 2026 If you have the experience outlined above, and the passion to succeed, we would love to hear from you! Please click the 'APPLY' button now and send through your resume and cover letter detailing your previous relevant experience and why you are the perfect candidate for our team. Note: Appropriate work authorisations are required in this country prior to application. The information contained herein is not intended to be an exhaustive list of all responsibilities and qualifications required of individuals performing the job. The qualifications detailed in this job description are not considered the minimum requirements necessary to perform the job, but rather as guidelines. • Wed, 02 Sep • John Deere

Analyst | Securitisation and Structured Credit » Sydney, NSW - portfolio of capital products for a growing borrower franchise.As a result of growth in the business, we are seeking an Analyst... keys to toggle section visibility As an Analyst you will be preparing pitch documents for prospective opportunities • Tue, 01 Sep • Macquarie Group

Credit Manager » Sydney CBD, Sydney - Morgan McKinley are representing a boutique but growing non-bank lender specialising in commercial real estate and construction funding that are seeking an experienced Credit Manager to join their Sydney office. Working directly with the Head of Credit, you will assess, structure, and manage transactions across residential, commercial, and industrial property while guiding the origination team and driving approvals. This role is ideal for a seasoned credit professional looking for their next challenge in a high-impact position within a thriving lender. Whilst we're ideally looking for a Credit Manager, we're also open to an experienced Senior Credit Analyst. Please note, this role requires 5 days in the office. Responsibilities: Conduct thorough assessments of real estate loan applications, structuring terms, LVRs, pricing, and covenants to mitigate credit risk. Critically review feasibility models, QS reports, valuations, planning approvals, and exit strategies to assess overall transaction viability. Draft detailed, high-quality Credit Memos with clear recommendations and present transactions to the Investment Committee for approval. Lead loan files from initial origination guidance through conditional approval, satisfaction of conditions precedent, and settlement. Monitor post-settlement performance, handle loan variation requests, and execute appropriate mitigation or workout strategies for emerging credit risks. Requirements: 4 years' direct experience in real estate credit underwriting within property development, construction, and commercial lending. Comprehensive understanding of the commercial real estate landscape across residential, industrial, and commercial property subclasses. Advanced skills in financial analysis, debt servicing evaluation, risk identification, and complex loan structuring. Proven capability to analyse third-party reports and translate complex data into actionable credit decisions. Exceptional written credit paper presentation, stakeholder management skills, and a curious mindset suited to an agile environment. To apply for this role, please click the link; otherwise, feel free to reach out directly to Hannah Sykes. Please note: Only successful candidates will be contacted, and you must hold full Australian working rights. • Fri, 28 Aug • Morgan McKinley

Senior Data Analyst, Credit Risk » Australia - Senior Data Analyst, Credit Risk Experience in credit risk analytics, ECL and loss forecasting experience, alongside SQL skills and the confidence to influence senior stakeholders Own and shape Zip’s ECL and loss forecasting processes, turning complex credit risk data into insights that influence important business decisions Work flexibly in a hybrid role from our Sydney or Melbourne office Write your story with a career at Zip With a broad remit across credit risk strategy and decisioning, forecasting, portfolio analytics and controls monitoring, our Risk Management & Data Science team is a key strategic interface between the business and a varied range of internal and external stakeholders. Working with world class platforms and given the freedom to experiment and uplift your analytical and modelling capabilities, you’ll be a part of a flat structure and a close knit team responsible for improving the commercials related to arrears and repayments. As a Senior Data Analyst in Credit Risk Management, you’ll take end to end ownership of Zip’s Expected Credit Loss and loss forecasting processes. You’ll connect portfolio performance with ECL, losses and forward looking forecasts, while continually improving the quality, automation and explainability of our approach. This is an opportunity to combine deep analytical thinking with meaningful stakeholder influence, partnering closely with Credit Risk, Finance and Data to turn complex movements into clear insights and recommendations. What you’ll own Own the monthly ECL operating cycle and loss forecasting process, delivering accurate, timely and explainable outcomes Lead quarterly ECL parameter monitoring, investigating material movements and connecting changes in portfolio performance with expected loss outcomes Continuously improve the ECL production code base, automation, controls, repeatability and turnaround times Strengthen data governance and controls, identifying data quality issues early and partnering with our Data team to resolve them Lead regular ECL discussions with senior Credit Risk and Finance stakeholders, translating complex analysis into clear insights, decisions and actions Own the methodology, assumptions, scenario analysis and variance analysis underpinning loss forecasts, continually looking for opportunities to improve forecast accuracy Lead the annual ECL review, including methodology and performance assessments, back testing, documentation and support for internal and external audit activity Explore how AI and new technology can make our forecasting and analytical processes faster, smarter and more effective Provide analytical support for bad debt sale initiatives and other emerging Credit Risk priorities What you'll bring to the team Zipsters work on a broad range of initiatives, and our skills and experiences all look a little different. What really matters to us is that you’re a great fit with our four Values, and have a desire to learn and grow. So whether you meet some or all of the desirable attributes below, we’d still love to hear from you: Experience in credit risk analytics within retail banking, consumer finance or another regulated financial services environment Strong experience in credit loss forecasting or portfolio loss analytics, with the ability to connect portfolio performance, delinquency and write offs with expected loss outcomes Practical experience with ECL, including PD, LGD and EAD, impairment processes and credit risk parameter monitoring Strong SQL skills and experience maintaining analytical code, with exposure to Python, R or SAS highly regarded A disciplined approach to data quality, testing, controls, documentation and production change management Strong stakeholder management and communication skills, with the confidence to explain analytical outcomes, challenge assumptions and lead discussions with senior stakeholders The ability to translate complex analysis into clear recommendations that support effective decision making A mindset that embraces AI and new tools to adapt, learn and grow. An aptitude for identifying and managing risks. Whether you are a People Manager or an Individual Contributor, we are all leaders at Zip, therefore effective risk management is important to how we run our business and part of all our roles. Our values in your DNA: Customer First, Own It, Stronger Together and Change the Game What you’ll get in return As we write this next exciting chapter in our story, we will continue to move at pace and embrace change. For you, this might mean opportunities to learn new skills with hands-on experience, broader responsibilities, or the buzz of seeing your work impact customers faster. Zip is a place where you’ll get out exactly what you put in. When you join the team, we'll do our best to make sure you can be yourself and surround yourself with smart, friendly colleagues and leaders who have your back, so that you can make the big things happen. Zipsters tell us these are just some of the best things about working here. You’ll also receive: 25 days paid leave annually, including birthday leave and quarterly wellbeing days 16 weeks paid parental leave for primary carers, and 4 weeks for supporting carers Family support policies including miscarriage bereavement leave and domestic violence leave Mental health and wellness initiatives, including $299 annual wellbeing allowance, free access for you and family members to our EAP service Sonder, discounted private health insurance, and great rates on fitness sessions through ClassPass 2 days paid volunteering leave per year Access to the Flare Benefits Hub and Novated Leasing for savings across lifestyle, essentials and wellbeing Fee-free Zip products, and discounts with Zip merchant partners Team social events, epic offices, free breakfast daily, and weekly free lunches Be a part of a team that reflects the diversity of our customers We pride ourselves on being a workplace that provides equal opportunities to people of all ages, cultural backgrounds, sexual orientations, gender identities, abilities, veteran status, and everything else that makes you unique. Equally, we’re committed to ensuring our recruitment processes are accessible and inclusive. Please let us know If there are any adjustments that need to be made to ensure you have a fair and equitable experience. And finally…get to know us Zip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative, people-centred products that bring customers and merchants together. Operating in two core markets - Australia and the US, Zip offers point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants. We’re proud to be a values-led business and our values - Customer First, Own it, Stronger Together and Change the Game - guide us in everything we do. LI-Hybrid • Fri, 28 Aug • Zip

Senior Data Analyst, Credit Risk » Sydney, NSW - Melbourne, VIC - Senior Data Analyst, Credit Risk Experience in credit risk analytics, ECL and loss forecasting experience, alongside..., turning complex credit risk data into insights that influence important business decisions Work flexibly in a hybrid role • Wed, 26 Aug • Zip

Credit Risk Data Analyst » Sydney, NSW - visibility As an Analyst/Associate Manager in our fast-growing Credit Risk team, you will hold an important role across two...The Credit Risk team is the Line 1 Credit Risk function within Macquarie's Banking and Financial Services division • Thu, 20 Aug • Macquarie Group

Credit Analyst, Structured Finance, Sydney » Sydney, NSW - Fitch Ratings is currently seeking a Credit Analyst joining our Australia/New Zealand Structured Finance and Covered... for visibility and influence in the global financial marketplace. Want to learn more about a career as a credit analyst at Fitch • Wed, 19 Aug • Fitch Group

Commercial Credit Analyst » Brisbane, QLD - decisions About Our Client We are seeking an experienced Commercial Credit Analyst to join a high-performing Credit & Risk... growth. Job Description As a Commercial Credit Analyst, you will: Analyse, structure and underwrite commercial credit • Fri, 31 Jul • Michael Page • AU$100000 - 110000 per year

Wholesale Banking Credit Analyst » Sydney, NSW - Job Title Wholesale Banking Credit Analyst Job Description Wholesale Banking Credit Analyst About us Rabobank... an Wholesale Banking Credit Analyst to join our Portfolio Management team. This is a front-line credit role, embedded in deal teams • Wed, 29 Jul • Rabobank

Credit Analyst » Sydney, NSW - Credit Analyst - 12 Month fixed term contract Sydney CBD High-Growth Non-Bank Lender $120K plus Super and Bonus... Analyst to join their credit team in Sydney, to cover parental leave for a 12 month fixed term contract. This role is ideal • Wed, 22 Jul • Ethos BeathChapman • AU$120000 per year

Senior Analyst/Manager Hedge Fund Credit | Equity Finance Credit Risk Management » Sydney, NSW - Join our Equity Finance team within Commodities and Global Markets as a Hedge Fund Credit Analyst. The Equity Finance... credit risk management function within Equity Finance to safeguard and support the growth of the synthetic equity • Tue, 21 Jul • Macquarie Group

Credit Risk Analyst | 6 month contract » Parramatta, NSW - and proactive Credit Risk Analyst to join our team on a 6-month fixed term contract based at our Parramatta office.... This is a hands-on role supporting our credit risk and collections functions. You’ll work closely with our Risk Analyst and broader • Fri, 03 Jul • Heidelberg Materials