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. Join a highly experienced modelling team where you can develop specialist credit risk capability without needing previous credit... monitoring. See Yourself In Our Team Our Credit Modelling team builds models, analytical tools and insights that help

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Fraud Prevention Senior Analyst uses advanced analytical techniques to utilise internal and external data/indicators... Street, Docklands, VIC 3008 Work Hours: 40 Hours/week What will your day look like? As a Fraud Scam Prevention Analyst

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Analyst, you will play a key role in helping our Retail business optimise workforce performance, labour investment...…. Competitive remuneration and employee discounts. Make life easier (and more affordable) with $80 monthly credit and 25% off Optus

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Join our Credit Modelling team as a key person in the team responsible for all aspects relating to the Provisioning.... What role will you play? Press space or enter keys to toggle section visibility As a Senior Analyst or Manager

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of payments in Australia. Job Description Your Opportunity As our Senior Analyst, Credit, Market and Liquidity Risk, you’ll... and analysing credit, market and liquidity risk reporting to support regulatory obligations and management decisions Developing

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? Press space or enter keys to toggle section visibility As a Senior Analyst, you will contribute to the delivery of credit...Join our Global Credit Assurance team based in Sydney and play a key role in providing independent assurance over

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. We're looking for a Commercial Credit Analyst who combines strong accounting foundations with curiosity, sound judgement... Financial, every credit decision helps support customers, dealers and industries that help feed, fuel and build our world

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. We're looking for a Commercial Credit Analyst who combines strong accounting foundations with curiosity, sound judgement... Financial, every credit decision helps support customers, dealers and industries that help feed, fuel and build our world

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financial services organisation seeking an Assistant Relationship Manager or Senior Credit Analyst to support... that combines credit expertise, client engagement, and genuine career progression? Our client is a well-established and growing

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Own credit risk modelling and portfolio insights for our lending business. Develop and monitor credit risk models.... Key responsibilities - Develop, calibrate and monitor credit risk models (e.g. scorecards or equivalent) to support

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financial services organisation seeking an Assistant Relationship Manager or Senior Credit Analyst to support... that combines credit expertise, client engagement, and genuine career progression? Our client is a well-established and growing

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Analyst, Senior Credit Analyst, Property Credit Analyst, Commercial Analyst or Credit Manager looking for greater transaction... commercial and property finance capability. This is fundamentally a key credit role focused predominantly on assessing

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As we continue to invest in data, analytics and innovation, we're expanding our Retail Credit Risk team... and business outcomes. Please note this is a 14 months fixed term contract Whether you're an experienced analyst

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Job Description: Corporate Credit Analyst | $130,000-$140,000 + Super + Bonus Important: This role requires... is imperative. An exciting opportunity has become available for a Corporate Credit Analyst to join a global financial services

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Credit Analyst | Residential Lending | Sydney, St. Leonard's The Opportunity Join a boutique mortgage brokerage... in residential credit assessment within a supportive, thriving environment. Your Role Responsibilities The role sits within the

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yourself or apply here. SENIOR CREDIT ANALYST / SENIOR RISK ANALYST / RISK MANAGEMENT / COMMERCIAL CREDIT / CORPORATE ASSET.... With a significant proportion of transactions exceeding your DLA, you will be pitching deals to the senior credit approval authority

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Sydney | Permanent & Fixed-Term Opportunities We're growing our Retail Credit Risk team and are seeking expressions... of interest from talented risk professionals interested in both permanent and fixed-term opportunities across analyst and manager

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visibility As an Analyst/Associate Manager in our fast-growing Credit Risk team, you will hold an important role across two...The Credit Risk team is the Line 1 Credit Risk function within Macquarie's Banking and Financial Services division

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. Negotiating with lenders and BDMs, managing credit questions, and resolving structuring or policy issues during the application... a clean, considered credit strategy ready for the processing team to execute — the one-touch approval standard. Driving

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decisions About Our Client We are seeking an experienced Commercial Credit Analyst to join a high-performing Credit & Risk... growth. Job Description As a Commercial Credit Analyst, you will: Analyse, structure and underwrite commercial credit

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Company Overview This established financial services organisation has a long history of supporting borrowers through flexible lending solutions. Operating within the specialist lending sector, the business provides residentially secured lending solutions and is recognised for its relationship-focused approach and strong credit expertise. Role Overview An opportunity exists for an experienced Senior Credit Analyst to join a growing credit team based in Melbourne CBD. Reporting into Credit Leadership, you will play a key role in assessing and processing complex lending applications while supporting continuous improvement across credit operations. Key responsibilities Assess and submit consumer and business lending applications secured by residential property Evaluate complex credit scenarios and workshop deals with senior stakeholders Build strong relationships with brokers, sales teams and internal departments Conduct detailed due diligence across all lending applications Ensure compliance with NCCP, AML/CTF and Privacy obligations Identify opportunities to improve credit processes and operational efficiency Support reporting requirements and operational excellence initiatives Skills & Experience Minimum 10 years' experience in credit analysis, underwriting or lending assessment Experience within mortgage lending, banking or financial services environments Strong understanding of mortgage lending and complex borrower structures including trusts and companies Familiarity with ApplyOnline or similar loan origination platforms Exposure to specialist or non-conforming lending environments highly regarded Strong stakeholder management and communication skills Ability to manage multiple priorities in a fast-paced environment Delegated Lending Authority (DLA) experience highly regarded What’s on Offer Melbourne CBD based opportunity Exposure to complex residential and business lending transactions Supportive and collaborative team environment Strong career development and progression opportunities Opportunity to broaden credit expertise across specialist lending scenarios Click APPLY or contact Kim Truong – [email protected] . We are committed to providing a supportive culture and positively contributing towards creating diverse and inclusive workplaces for our candidates and clients. We invite candidates of all ages, genders, sexual orientation, cultural backgrounds, people with disability, neurodiverse individuals and Indigenous Australians to apply.

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Company Description Forward with Cuscal At Cuscal, our Commercial and Business teams are the backbone of our organisation. From supporting clients and driving growth to ensuring compliance, managing finances and fostering a positive workplace culture, our people play a vital role in achieving our commercial objectives while staying true to our values. If you’re looking for a role where your analytical skills and ideas can make a real impact, join us to help shape the future of payments in Australia. Job Description Your Opportunity As our Senior Analyst, Credit, Market and Liquidity Risk , you’ll support the delivery of reliable financial risk analysis, reporting and insights for management, ALCO and the Board. Reporting to the Senior Manager, Market and Liquidity Risk, you’ll combine sound risk judgement with technical expertise to strengthen data quality, improve reporting controls and explain key risk drivers. You’ll also make an impact by: Preparing and analysing credit, market and liquidity risk reporting to support regulatory obligations and management decisions Developing financial, statistical and advanced analytical models, dashboards and reports Translating complex financial risk data into clear insights and practical recommendations Strengthening data quality through reconciliations, validation checks and documented controls Automating analytical and reporting processes to improve reliability and reduce manual intervention Applying machine learning and AI where appropriate with suitable testing, controls and human review Supporting scenario analysis, stress testing and risk model validation Documenting business requirements, calculation logic, data lineage and acceptance criteria Partnering with business, risk, data and technology teams to resolve data dependencies and deliver reporting improvements Producing clear and insightful reporting for senior management, committees and the Board. Qualifications What you’ll bring To succeed in this role, you’ll have: At least five years of experience in analytics, insights and reporting within banking or financial services Experience in financial risk management, risk reporting or analytics with an understanding of credit, market and liquidity risk Advanced capability across tools such as Databricks, Power BI, Excel, SQL or Python Experience developing repeatable analytical models, dashboards and reporting solutions The ability to translate complex analysis into clear insights for senior stakeholders Working knowledge of regulatory requirements and industry standards relevant to financial risk reporting Strong stakeholder engagement skills with the ability to work across risk, business, data and technology teams Experience documenting requirements, testing solutions and supporting implementation and process improvement A tertiary qualification in finance, business, computer science, data science, software or a related discipline. You’ll stand out from the crowd if you also bring: Knowledge of treasury systems, data flows and reporting processes Exposure to Murex, Calypso or an equivalent treasury platform Experience supporting treasury risk regulatory reporting, remediation or transformation initiatives Practical experience applying automation, machine learning or AI within controlled analytical processes. Additional Information Why Cuscal? At Cuscal, you’ll find a strong, successful company that’s reimagining the future. And our team is right there at the heart of it all. Here, you’ll deliver or support interesting, ground-breaking work that has real impact - on Australia’s financial services sector and the millions of customers it serves. You’ll innovate alongside skilled, smart, connected teams . And you’ll build an impressive, fulfilling career that continues to grow. You’ll also enjoy a range of benefits, including: Recognition and growth : Celebrate achievements through IGNITE and grow with tailored development opportunities. Wellbeing focus : Access initiatives supporting physical, mental, and financial health, plus discounts via ‘Cuscal Advantage.’ Diversity and inclusion : Join a workplace that values different perspectives and flexible work arrangements. Join us and reimagine the future Ready to make an impact? Click APPLY to join Cuscal today. If you’re excited about this opportunity, we’d love to explore how you can contribute to our vision for the future. Screening and interviews may occur before the job ad closing date, so don’t wait - apply now. Cuscal is an equal opportunity employer committed to an equitable, diverse, and socially inclusive work environment and a positive, barrier-free recruitment process. We welcome applicants from an Aboriginal and Torres Strait Islander heritage, people living with a disability, LGBTQIA and people from culturally diverse backgrounds to explore career opportunities with Cuscal. Note: Cuscal does not accept unsolicited resumes from recruitment agencies or search firms.

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Fitch Ratings is currently seeking a Director or Senior Director for the International Public Finance team based out of our Sydney office. As one of the world’s top three credit ratings agencies, Fitch Ratings plays a critical role in global capital markets by providing supplementary credit analysis, ratings, research, and commentary to financial market participants. For over 100 years, Fitch Ratings has been creating value for global markets through its rigorous analysis and deep expertise, which have resulted in a variety of market leading tools, methodologies, indices, research, and analytical products. Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries, which also includes Fitch Solutions. With dual headquarters in London and New York, Fitch Group is owned by Hearst. At Fitch Ratings, credit analysts play a pivotal role in moving markets, as quality credit analysis is the lifeblood of our organization. With a legacy of over a century, our unique approach to credit ratings offers unmatched opportunities for professional growth. Embracing a “challenger mindset,” you'll join a team dedicated to innovating service to our clients. Our people-driven analysis thrives on collaboration across all levels and locations, surpassing traditional financial modeling. Lastly, as part of our global community, you'll find inspiration, challenge, and support, with ample opportunities for visibility and influence in the global financial marketplace. Want to learn more about a career as a credit analyst at Fitch Ratings? Visit: https://careers.fitch.group/content/Credit-Analysts/ About the Team You will join Fitch's International Public Finance team, leading a small group of analysts focused on the ex-China Asia-Pacific region. The team is responsible for the credit analysis and ratings of local and regional governments (LRGs) and government-related entities (GREs), with meaningful visibility across global capital markets How You’ll Make an Impact: Manage and develop a small team of analysts covering ex-China public finance credits, providing leadership, mentorship, and quality oversight to support the team's analytical output and professional growth. Lead the credit analysis and surveillance of your own portfolio of LRG and GRE credits, producing high-quality, forward-looking rating recommendations and research in line with Fitch's methodologies. Present and defend rating recommendations in rating committees, contributing sound analytical judgment and sector expertise to the committee process. Build and maintain strong relationships with issuers, investors, and market participants across the Asia-Pacific region, representing Fitch at meetings, conferences, and industry event. Produce timely, insightful research and commentary that enhances Fitch's visibility and thought leadership in the regional public finance market. You May be a Good Fit if: More than 10 years of relevant experience in credit analysis, public finance, or a related field (candidates with less experience may be considered at a commensurate level). Possess strong analytical skills with demonstrated expertise in sub-sovereign, or public finance credit analysis. Prior experience managing or mentoring analyst. What Would Make You Stand Out: Prior experience covering Australian and/or New Zealand local and regional governments, or comparable sub-sovereign/public finance experience in other Asia-Pacific markets. Excellent written and verbal communication skills, with the ability to present complex analysis clearly to a range of audiences. A collaborative, "challenger" mindset and the ability to lead and inspire a team in a fast-paced, evolving environment. Why Choose Fitch: Hybrid Work Environment: 3 days a week in office required A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively Inclusive Work Environment : A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe Dedication to Giving Back: Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your community At Fitch, AI is embedded in how we work every day—supporting smarter decision-making, streamlining workflows, and enabling new ways to create value for our business and clients. Intelligent solutions are increasingly part of our day-to-day operations, helping teams work more efficiently and think differently as we continue to evolve. We’re looking for colleagues who are comfortable operating in an AI-enabled environment—or who are curious, adaptable, and eager to build their AI literacy over time. We value professionals who embrace technology as part of continuous learning and who are committed to using it thoughtfully to enhance how work gets done. Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch’s credibility and reputation, our employees must take every precaution to avoid conflicts of interest or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work. Fitch is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law. LI-HYBRID LI-VC1

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Description Create your best future and join Westpac as a Property Finance Senior Credit Analyst. What’s the role? If Property Finance, credit analysis and complex lending solutions excite you, this could be the opportunity you've been looking for. As a Senior Credit Analyst within our Property Finance Portfolio Management team, you'll work with large private property companies and unlisted property fund managers, helping to assess, structure and support a diverse range of property finance transactions. This full-time hybrid position is based in Sydney / Warrane, Gadigal Country. You'll partner with Relationship Managers, Credit Managers and product experts to initiate and structure a range of property finance transactions. You’ll assess risk profiles, undertake financial analysis—including development feasibilities and property cash-flow modelling—and prepare credit submissions to support upcoming transactions ranging from $10m to $200m. You’ll also mentor team members, support on-the-job training and help manage the workflow of Credit Analyst tasks. With a strong pipeline of opportunities and future career pathways available, this is an exciting time to join a growing team where you'll continue building your expertise in property finance and commercial banking. What do I need? Previous experience in corporate banking, accounting, valuation or property, with a strong track record of preparing and managing credit submissions for property finance transactions A relevant tertiary qualification in business, finance or property Advanced skills in property cash-flow modelling and/or development feasibility analysis Proven stakeholder management capabilities, supported by excellent verbal and written communication skills A proactive attitude and genuine commitment to teamwork, with a focus on mentoring others, developing team capability and helping coordinate workflow within a respectful and high-performing environment. Confidence, strong attention to detail and the ability to work effectively in a fast-paced environment Why join us? We’re obsessed with becoming our customers 1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that: • Special offers on banking products and discounts from top brands, including generous employee only mortgage rates! • Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave. • Tailored learning and development opportunities to help your grow your career within the bank. • Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives. Create your future today To get started, simply click on the APPLY or APPLY NOW button. We’re all about creating a supportive and inclusive community. We welcome everyone no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community. If you need any adjustments during the recruitment process, you can find more information and contact details on our FAQs and how to contact us page , under the ‘Diversity, sustainability and flexibility’ section. We may close this job advertisement earlier than the advertised closing date if suitable candidates are identified. We encourage you to apply as soon as possible.

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Job Description Your Opportunity As our Senior Analyst, Credit, Market and Liquidity Risk , you’ll support the delivery of reliable financial risk analysis, reporting and insights for management, ALCO and the Board. Reporting to the Senior Manager, Market and Liquidity Risk, you’ll combine sound risk judgement with technical expertise to strengthen data quality, improve reporting controls and explain key risk drivers. You’ll also make an impact by: Preparing and analysing credit, market and liquidity risk reporting to support regulatory obligations and management decisions Developing financial, statistical and advanced analytical models, dashboards and reports Translating complex financial risk data into clear insights and practical recommendations Strengthening data quality through reconciliations, validation checks and documented controls Automating analytical and reporting processes to improve reliability and reduce manual intervention Applying machine learning and AI where appropriate with suitable testing, controls and human review Supporting scenario analysis, stress testing and risk model validation Documenting business requirements, calculation logic, data lineage and acceptance criteria Partnering with business, risk, data and technology teams to resolve data dependencies and deliver reporting improvements Producing clear and insightful reporting for senior management, committees and the Board.

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Make smart decisions. Build trusted relationships. Grow your career with John Deere Financials At John Deere Financial, every credit decision helps support customers, dealers and industries that help feed, fuel and build our world. We're looking for a Commercial Credit Analyst who combines strong accounting foundations with curiosity, sound judgement and a desire to build a successful career in commercial credit. This is an opportunity to join a supportive, high-performing team where you'll continue developing your financial analysis, commercial thinking and risk assessment skills while contributing to meaningful business outcomes. The Opportunity This role is ideal for someone early in their career who is looking to build on their accounting and credit experience in a commercial environment. You'll work alongside experienced credit professionals, assessing credit applications, analysing financial information and helping make informed lending decisions that balance customer needs with responsible risk management. We're looking for someone who enjoys learning, takes ownership of their work and is motivated to continuously develop their capability. While technical skills are important, your attitude, judgement and willingness to grow will be equally valued. What You'll Be Doing Analyse financial statements, cash flow and supporting information to assess commercial credit applications. Prepare and write detailed credit submissions and recommendations. Evaluate risk and support sound lending decisions aligned to business objectives and credit policies. Develop an understanding of customers, dealers and industry dynamics. Monitor borrower performance and support ongoing portfolio management activities. Assist with collections, credit limit reviews and risk mitigation strategies where required. Build strong relationships with internal and external stakeholders. Identify opportunities to improve processes and contribute to continuous improvement initiatives. Continue developing your commercial judgement and credit expertise through coaching and on-the-job learning. What We're Looking For Essential Degree qualified in Accounting/ Finance or related discipline. Knowledge of assessing and manually preparing commercial credit applications, credit submissions or credit recommendations. Strong analytical skills and the ability to interpret financial statements. Well-developed written communication skills. High attention to detail and a commitment to quality outcomes. You'll thrive in this role if you: Have a genuine interest in commercial credit and financial risk. Take ownership and pride in your work. Are naturally curious and enjoy understanding how businesses operate. Have sound judgement and a thoughtful approach to decision-making. Enjoy learning and continuously improving your capability. Build positive relationships and work collaboratively with others. Are resilient, adaptable and comfortable working in a dynamic environment. Demonstrate integrity and professionalism in everything you do. Desirable Exposure to commercial lending, banking, equipment finance, agribusiness or financial services. Experience working with customers or stakeholders. Interest in process improvement, automation or emerging technologies. Why Join John Deere Financial? This is more than a credit role. It's an opportunity to build a long-term career with a global organisation that invests in its people and values continuous learning and development. You'll gain hands-on experience, exposure to complex commercial lending decisions and the support of a knowledgeable team committed to helping you succeed. If you're someone who enjoys analysing information, solving problems, making sound decisions and growing your career, we'd love to hear from you. Applications for this position will close at close of business 8 Nov 2026 Note: Appropriate work authorisations are required in this country prior to application. The information contained herein is not intended to be an exhaustive list of all responsibilities and qualifications required of individuals performing the job. The qualifications detailed in this job description are not considered the minimum requirements necessary to perform the job, but rather as guidelines.

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Make smart decisions. Build trusted relationships. Grow your career with John Deere Financials! At John Deere Financial, every credit decision helps support customers, dealers and industries that help feed, fuel and build our world. We're looking for a Commercial Credit Analyst who combines strong accounting foundations with curiosity, sound judgement and a desire to build a successful career in commercial credit. This is an opportunity to join a supportive, high-performing team where you'll continue developing your financial analysis, commercial thinking and risk assessment skills while contributing to meaningful business outcomes. The Opportunity This role is ideal for someone early in their career who is looking to build on their accounting and credit experience in a commercial environment. You'll work alongside experienced credit professionals, assessing credit applications, analysing financial information and helping make informed lending decisions that balance customer needs with responsible risk management. We're looking for someone who enjoys learning, takes ownership of their work and is motivated to continuously develop their capability. While technical skills are important, your attitude, judgement and willingness to grow will be equally valued. What You'll Be Doing Analyse financial statements, cash flow and supporting information to assess commercial credit applications. Prepare and write detailed credit submissions and recommendations. Evaluate risk and support sound lending decisions aligned to business objectives and credit policies. Develop an understanding of customers, dealers and industry dynamics. Monitor borrower performance and support ongoing portfolio management activities. Assist with collections, credit limit reviews and risk mitigation strategies where required. Build strong relationships with internal and external stakeholders. Identify opportunities to improve processes and contribute to continuous improvement initiatives. Continue developing your commercial judgement and credit expertise through coaching and on-the-job learning. What We're Looking For Essential Degree qualified in Accounting/ Finance or related discipline. Knowledge of assessing and manually preparing commercial credit applications, credit submissions or credit recommendations. Strong analytical skills and the ability to interpret financial statements. Well-developed written communication skills. High attention to detail and a commitment to quality outcomes. You'll thrive in this role if you: Have a genuine interest in commercial credit and financial risk. Take ownership and pride in your work. Are naturally curious and enjoy understanding how businesses operate. Have sound judgement and a thoughtful approach to decision-making. Enjoy learning and continuously improving your capability. Build positive relationships and work collaboratively with others. Are resilient, adaptable and comfortable working in a dynamic environment. Demonstrate integrity and professionalism in everything you do. Desirable Exposure to commercial lending, banking, equipment finance, agribusiness or financial services. Experience working with customers or stakeholders. Interest in process improvement, automation or emerging technologies. Why Join John Deere Financial? This is more than a credit role. It's an opportunity to build a long-term career with a global organisation that invests in its people and values continuous learning and development. You'll gain hands-on experience, exposure to complex commercial lending decisions and the support of a knowledgeable team committed to helping you succeed. If you're someone who enjoys analysing information, solving problems, making sound decisions and growing your career, we'd love to hear from you. Applications for this position will close at close of business 8 Nov 2026 Note: Appropriate work authorisations are required in this country prior to application. The information contained herein is not intended to be an exhaustive list of all responsibilities and qualifications required of individuals performing the job. The qualifications detailed in this job description are not considered the minimum requirements necessary to perform the job, but rather as guidelines.

About the role

Description Create your best future and join Westpac as a Property Finance Senior Credit Analyst. What’s the role? If Property Finance, credit analysis and complex lending solutions excite you, this could be the opportunity you've been looking for. As a Senior Credit Analyst within our Property Finance Portfolio Management team, you'll work with large private property companies and unlisted property fund managers, helping to assess, structure and support a diverse range of property finance transactions. This full-time hybrid position is based in Sydney / Warrane, Gadigal Country. You'll partner with Relationship Managers, Credit Managers and product experts to initiate and structure a range of property finance transactions. You’ll assess risk profiles, undertake financial analysis—including development feasibilities and property cash-flow modelling—and prepare credit submissions to support upcoming transactions ranging from $10m to $200m. You’ll also mentor team members, support on-the-job training and help manage the workflow of Credit Analyst tasks. With a strong pipeline of opportunities and future career pathways available, this is an exciting time to join a growing team where you'll continue building your expertise in property finance and commercial banking. What do I need? Previous experience in corporate banking, accounting, valuation or property, with a strong track record of preparing and managing credit submissions for property finance transactions A relevant tertiary qualification in business, finance or property Advanced skills in property cash-flow modelling and/or development feasibility analysis Proven stakeholder management capabilities, supported by excellent verbal and written communication skills A proactive attitude and genuine commitment to teamwork, with a focus on mentoring others, developing team capability and helping coordinate workflow within a respectful and high-performing environment. Confidence, strong attention to detail and the ability to work effectively in a fast-paced environment Why join us? We’re obsessed with becoming our customers 1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that: • Special offers on banking products and discounts from top brands, including generous employee only mortgage rates! • Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave. • Tailored learning and development opportunities to help your grow your career within the bank. • Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives. Create your future today To get started, simply click on the APPLY or APPLY NOW button. We’re all about creating a supportive and inclusive community. We welcome everyone no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community. If you need any adjustments during the recruitment process, you can find more information and contact details on our FAQs and how to contact us page , under the ‘Diversity, sustainability and flexibility’ section. We may close this job advertisement earlier than the advertised closing date if suitable candidates are identified. We encourage you to apply as soon as possible.

About the role

We are recruiting for a Credit Reporting Analyst to join an established financial services organisation in Sydney. You will support the delivery of accurate, complete and timely credit reporting, investigating data issues and helping maintain effective reporting controls. Working with stakeholders across the business, you will contribute to meeting Comprehensive Credit Reporting (CCR) obligations and improving the quality and integrity of credit reporting data. This opportunity would suit an analytical professional with hands-on CCR experience, strong attention to detail and a practical approach to resolving reporting discrepancies. Key responsibilities Support the delivery of Comprehensive Credit Reporting obligations, ensuring data is accurate, complete and submitted within required timeframes. Review, analyse and validate credit reporting data to identify errors, anomalies, omissions and other data quality issues. Investigate reporting discrepancies and exceptions, identify root causes and coordinate corrective actions with relevant teams. Apply the Credit Reporting Standard and relevant regulatory requirements to day-to-day reporting activities. Monitor reporting processes and controls, escalating issues that may affect data integrity or reporting timeframes. Work with Risk, Compliance, Credit, Operations and Data/Technology teams to resolve issues and support reporting requirements. Support the maintenance and improvement of reporting procedures, process documentation and data quality controls. Identify opportunities to improve reporting accuracy, operational efficiency and exception management. Assist with credit reporting queries, investigations and requests for supporting information. Prepare analysis and reporting for stakeholders on data quality, reporting performance and outstanding issues. Skills and experience Essential Hands-on experience delivering or supporting Comprehensive Credit Reporting within banking, lending or financial services. Strong working knowledge of the Credit Reporting Standard and associated reporting obligations. Experience analysing and validating credit data, including investigating and resolving reporting discrepancies. A sound understanding of data quality, reconciliation, exception management and reporting controls. Strong analytical and problem-solving skills, with excellent attention to detail. Clear communication skills and the ability to explain data issues and findings to different stakeholders. The ability to manage competing priorities and meet reporting deadlines. A collaborative approach and confidence working across multiple business functions. Desirable Experience within a regulated financial services environment. Exposure to risk, compliance, data governance or regulatory reporting. Experience improving reporting processes, controls or data quality. Fraud analysis experience. This is a hybrid position. By clicking 'apply', you give your express consent that Robert Half may use your personal information to process your job application and to contact you from time to time for future employment opportunities. For further information on how Robert Half processes your personal information and how to access and correct your information, please read the Robert Half privacy notice: https://www.roberthalf.com/au/en/privacy . Please do not submit any sensitive personal data to us in your resume (such as government ID numbers, ethnicity, gender, religion, marital status or trade union membership) as we do not collect your sensitive personal data at this time.

About the role

Are you ready to take your career to new heights with a team that values collaboration, innovation, and excellence? AltX Financial Group (including the Assetline Capital and AltX brands) is always on the lookout for passionate professionals eager to make an impact. While we may not have a role for you right now, we’d love for you to join our talent pool and be the first to hear about future opportunities. In the past, we’ve recruited for roles such as: • Senior Accountant • Business Development Manager • Credit Analyst • Property Risk Analyst • Distribution Manager • Lending Specialist If you’re looking for a dynamic environment where your ideas matter and your contributions drive success, AltX Financial Group is the place for you! Why AltX Group? 1. The People: Collaborative, Supportive, and Engaged At AltX Financial Group, our people and values drive our success. We pride ourselves on fostering a culture of mutual respect, teamwork, and shared purpose. Our team thrives on collaboration, and together, we achieve great things. 2. Openness, Innovation, and Creativity Innovation is at the heart of everything we do. With a flat organisational structure, we encourage transparency and empower our team to bring fresh ideas to the table. If you’re excited about making a difference and challenging the status quo, AltX Financial Group is the place for you. 3. Growth, Development, and Learning At AltX Financial Group, your growth is our priority. We offer personalised development programs, mentorship, and career progression opportunities to ensure you’re continuously learning and evolving. Plus, you’ll receive subscriptions to digital resources to further enhance your skills. 4. A Supportive and Enjoyable Work Environment We believe in a fun, inclusive workplace that supports your wellbeing. Enjoy perks like birthday leave, volunteer days, and wellness programs to help you thrive both personally and professionally. 5. Integrity and High Standards of Performance At AltX Financial Group, we hold ourselves to the highest standards of integrity and excellence. We do the right thing every time, and we recognise and reward hard work that aligns with our core values. 6. Community and Social Impact: AltX Financial Group Gives Back We believe in making a difference beyond the workplace. Through the AltX Financial Group Foundation, we aim to foster a brighter future and make a positive impact on people and communities in need. 7. A Winning Team: Striving for Excellence Together At AltX Financial Group, every individual contributes to our shared success. We celebrate victories as a team and take pride in building something great together. Submit Your Expression of Interest Interested in joining our winning team? Submit your resume and a brief cover letter by clicking APPLY highlighting your area of expertise and career aspirations. Alternatively, send us an email at [email protected] We’ll reach out when a suitable opportunity arises. Take the next step in your career with AltX Financial Group — where you can grow, innovate, and make a meaningful impact.

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Who is Shift? Shift provides business finance to small , established and corporate sized businesses in Australia, including Business Overdraft, Equipment Line, Asset Finance, Term Loan and Trade Account. Founded in 2014, Shift has funded more than 30,000 Australian businesses. At Shift, our unique approach to product innovation combined with our collaborative culture means you can build your career in a supportive environment. You’ll be joining a diverse team of over 300 people who are always looking to deliver better outcomes for Australian businesses. About the role: As a Credit Analyst at Shift, you'll be a crucial part of our customers' journeys, carefully reviewing credit applications from both customers and brokers. With a keen eye for detail, you'll look at bank statements, financial documents, and other key information to help determine each applicant’s creditworthiness and suggest the right lending options. Your expertise will not only help us manage risk, but also contribute to outstanding outcomes for our customers. This is a part-time opportunity, offering flexibility to suit your lifestyle, while making a meaningful impact on our team and customers. What you'll do: Review and assess commercial credit applications by analysing financial statements, bank records, and other important data Connect with applicants and brokers over the phone to gather information and discuss loan requirements Deliver accurate and thorough credit assessments, recommending lending limits that fit Shift’s approach Make sure every customer application is matched with the right products and services Keep detailed records of risk factors and ways to manage them, supporting confident decision-making Develop strong relationships with internal teams, customers, and brokers to support business growth Follow credit underwriting guidelines and compliance standards, and maintain accurate data in our systems Team up with Relationship Managers and Sales teams, offering support, coaching, and mentorship Look for ways to improve our processes and service, helping the whole team work more efficiently What you'll bring: Previous experience with Delegated Lending Authority in commercial or business lending Strong business sense, with a solid grasp of the SME market Proven ability to deliver excellent customer service Experience analysing commercial credit through financial and bank statements (bonus points for familiarity with non-traditional data!) A sharp, analytical mindset with great attention to detail Background in risk or analytics roles, or experience with finance products in point-of-sale settings, is a plus but not required Fantastic communication skills and the ability to build lasting relationships A dedication to compliance and ensuring data accuracy LI-SA1 Key benefits: Hybrid working: we’re headquartered in North Sydney with state-based workplaces and offer a hybrid work policy. Our offices have spaces for collaboration, socialising and focused work. Parental leave: up to 26 weeks paid. Strategy Week: twice a year the whole team comes together to hear the business strategy and product and technology roadmap first-hand, with fortnightly all-company business updates in between. Flat structure: everyone can learn from each other and senior leaders across the business. Wellbeing: benefits supporting your physical, psychological and financial wellbeing, from a day off on your birthday to end of trip facilities. Additional information: If you don’t meet all the qualifications or skills but think you’d be a great fit, please apply anyway. Learn more about working at Shift at shift.com.au/careers . LI-Hybrid

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About the Role: Grade Level (for internal use): 12 About the Role The Structured Finance practice evaluates the credit risk of securitized products by analyzing underlying asset performance, structural protections, cash-flow mechanics, and stress scenarios, producing opinions that help issuers and investors compare complex instruments. The Australian team focuses specifically on Residential Mortgage (RMBS) and Auto and Equipment (ABS) transactions, responsible for credit analysis, cash flow modeling, and transaction document analysis in support of new issue ratings and ongoing surveillance. The team is part of S&P Global Ratings' global analyst community of more than 1,400 analysts across key financial hubs worldwide, dedicated to delivering high-quality insights and exceptional client service. What You'll Do Impact At S&P Global, our values - Discovery, Integrity, and Partnership - shape how we work, collaborate, and earn trust. We embrace AI as an enabler, guided by rigorous governance and risk management, to enhance the intelligence of our people, deep relationships, and trusted insights. By leveraging technology with human expertise, we help our teams navigate complexity and deliver actionable, decision-ready intelligence without compromising quality, accountability, or integrity. Responsibilities Team Contribution & Capability Building Act as a senior reference point, coaching analysts on credit fundamentals, modeling discipline, and responsible AI use; coordinate work across credits, anticipate capacity and quality risks, and embed continuous improvement by updating playbooks and standard operating procedures. Core Analytical & Delivery Lead end-to-end analytical execution for new issue RMBS and ABS transactions, including detailed review of legal and operating documents for compliance with criteria and identification of structural issues, setting a consistently high bar for quality and timeliness. Lead surveillance and analytical updates, connecting performance data and market developments to forward-looking risk themes; validate inputs, reconcile metrics, and document model assumptions to ensure consistency and clarity of reasoning. Stakeholder & Market Engagement Conduct due diligence meetings with issuers and actively manage relationships with issuers, intermediaries, and investors; synthesize complex analysis into executive-ready, market-facing narratives that convey S&P Global's analytical expertise and influence decisions. Risk Management and Operating Ensure adherence to methodology, confidentiality, and data governance requirements; embed responsible AI use in workflows and contribute to the design and scaling of controlled automation and agentic workflow solutions. What We're Looking For Required Skills and Experience Strong proficiency in Excel, financial modeling, and cash flow analysis, with a strong understanding of financial markets, structured products, and their relationship to credit risk. Demonstrated credit and financial analysis skills, with the ability to translate complexity into decision-useful narratives and connect market developments to emerging risk themes. Effective written and verbal communication skills for committee-ready documentation, issuer due diligence, and engagement with investors and market participants. Practical AI fluency, with experience embedding generative AI and large language model tools into analytical workflows to increase productivity, paired with disciplined validation, governance, and judgment. High standards for accuracy, traceability, and governance, with sound judgment on responsible AI use, including validation, data protection, and adherence to approved boundaries. English: Required - Fluent (able to conduct meetings, collaborate effectively, and communicate clearly in writing and verbally). Preferred or Helpful Experience Proven coaching and mentoring experience, developing junior analysts through feedback and quality review, reinforcing human accountability in AI-enabled work and driving process simplification through standardization and tooling. Demonstrated ability to scale automation and agentic workflows by defining requirements, supporting testing and user acceptance testing, and enabling adoption. Education: Bachelor's degree or equivalent required. A master's degree or professional certification (such as CFA) is highly valued. We welcome candidates from traditional finance disciplines as well as diverse academic backgrounds that support innovative and critical thinking. Additional Information An S&P Global employee at this level would typically have 7 to 12 years of relevant experience in structured finance, including RMBS and ABS analysis. We require all candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer. Employees are required to work from the office a minimum of two days per week. \LI-EY1 About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world's foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world's leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What's In It For You? Our Mission: Advancing Essential Intelligence. Our People: We're more than 35,000 strong worldwide-so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We're committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That's why we provide everything you-and your career-need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It's not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards-small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Global Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy ("the Policy") that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy's requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. Recruitment Fraud Alert: If you receive an email from a spglobalind.com domain or any other regionally based domains, it is a scam and should be reported to [email protected] . S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, "pre-employment training" or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here (https://www.spglobal.com/content/dam/spglobal/corporate/en/documents/careers/Corp\_0525-Recruitment-Fraud-Alert.pdf) . Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: [email protected] and your request will be forwarded to the appropriate person. US Candidates Only: Know Your Rights: Workplace discrimination is illegal (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf) 202 - Middle Professional (EEO Job Group) (inactive), 20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.2 - Middle Professional Tier II (EEO Job Group) Job ID: 331995 Posted On: 2026-10-13 Location: Melbourne, Victoria, Australia

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Brisbane CBD | Hybrid Working $80k - $90k Super Clear Career Progression Pathway to a Broker The Company Our client is a boutique mortgage broking business, predominantly focused on residential lending, offering the opportunity to work directly alongside the Director, gain hands-on exposure, work in a vibrant office environment and develop towards a future Broker role. Role Overview We’re seeking a Credit Analyst to support the end-to-end residential lending process, working closely with the Director across: Assessing residential loan applications and financials Reviewing supporting documentation and servicing Managing applications through to approval and settlement Liaising with lenders and clients throughout the process Supporting the Director across day-to-day lending activity You’ll build your lending knowledge with a clear pathway to progress into a Broker role. Skills & Experience Credit, lending, mortgage broking or financial services experience Residential lending experience preferred Strong analytical and numerical skills Ability to assess financials and lending applications Strong communication and attention to detail Connective experience highly regarded What’s on Offer $80k - $90k Super Hybrid working Brisbane CBD location Clear pathway into a Broker role Supportive, young and collaborative team About you You’ll be hungry to learn, commercially minded and keen to build a career in lending. We’re open to both experienced candidates and those earlier in their career with the right attitude and foundations. What Next? Please click on APPLY NOW . Alternatively, if you prefer to discuss this role in confidence before making an informed decision or have any questions, please contact Jesse on 0413779752 . We are committed to creating diverse and inclusive workplaces. We welcome candidates of all ages, genders, sexual orientations, cultural backgrounds, people with disability, neurodiverse individuals, and Indigenous Australians to apply.

About the role

An opportunity has arisen to join a high-growth Australian financial services group as it continues to expand its commercial and property finance capability. This is fundamentally a key credit role focused predominantly on assessing and structuring commercial property-backed transactions, working across a broad range of borrowers, assets and funding requirements. The business has significant growth ambitions and provides flexible commercial funding solutions outside the constraints of traditional bank lending. Transactions can range from smaller commercial facilities through to more complex property-backed exposures. Working closely with senior credit and lending stakeholders, you will be involved across the full credit assessment process, including: Assessing commercial property and property-backed lending opportunities Detailed analysis of borrower financials, cash flow, serviceability and credit risk Reviewing property valuations, LVRs, security positions and proposed facility structures Preparing high-quality credit submissions and recommendations Undertaking due diligence across borrowers, sponsors, assets and underlying transactions Structuring facilities, covenants and appropriate risk mitigants Working closely with BDMs, brokers, borrowers and senior credit decision-makers Monitoring existing exposures and supporting variations, reviews and refinancing requirements Contributing to the continued development of credit processes as the commercial lending platform grows We are open on exact background and level, but you will ideally bring experience across commercial property finance, property credit, business lending, corporate/commercial banking or private credit. You may currently be a Credit Analyst, Senior Credit Analyst, Property Credit Analyst, Commercial Analyst or Credit Manager looking for greater transaction exposure and the opportunity to work within a growing and ambitious platform. Experience assessing property-backed transactions, understanding security structures and analysing more complex commercial borrowers will be particularly valuable. Why consider it? This is an opportunity to move beyond highly process-driven credit and gain exposure to larger, more interesting transactions within a genuinely growing lending platform. You'll work closely with experienced senior leaders, have visibility across transactions from assessment through to approval, and join a business continuing to expand its commercial lending and broader credit capabilities. Please reach out to Haydn Furness at Perigon Group for more information via [email protected], or apply using the links provided below.

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Expression of Interest | Investment Banking & Commercial Banking Roles Analysts | Associates | Relationship Managers | Credit & Risk Professionals Locations: Sydney CBD | North Sydney | Hybrid Permanent Roles | Competitive salary packages bonus Are you a finance professional considering your next career move now that 2026 has kicked off? Mayday Recruitment is partnering with leading organisations across the Investment Banking and Commercial Banking sectors, and we’re looking to connect with talented professionals interested in exploring new permanent opportunities. Whether you’re an experienced Analyst, Associate, Relationship Manager or Credit professional, we’d love to hear from you. Areas of Opportunity Investment Banking (Coverage & Product-aligned roles) Commercial and Business Banking Corporate and Institutional Banking Credit Analysis, Credit Risk and Portfolio Management Relationship Management and Client Coverage M&A, Lending and Capital Solutions What We’re Looking For Proven experience within Investment Banking or Commercial Banking Strong analytical, financial modelling or credit assessment skills Excellent communication and stakeholder management abilities A proactive mindset and ability to manage competing priorities Relevant qualifications in Finance, Commerce, Economics or similar What We Offer Access to current and upcoming permanent roles across leading financial institutions Market insights, salary guidance and career advice A confidential, consultative approach focused on your long-term career goals Whether you’re actively looking or simply open to a conversation about what’s next, we’d be happy to connect. Apply now or email your CV to [email protected] to express your interest and join the Mayday Recruitment financial services talent community.

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About Ramsey Property Wealth: Ramsey Property Wealth is a dynamic and multi-award-winning property investment, mortgage advisory, and buyer’s advocacy group with a strong reputation for excellence, innovation, and a client-centric approach. Our mission is to help time-poor professionals achieve their property investment goals, and we have a clear vision to become Australia’s most trusted, highest-rated, and most recognised advisory service that has created the most net wealth by 2026. Role Overview: We’re seeking a motivated Associate Relationship Manager (Credit Analyst) to support our growing Mortgage Advice Team. In this role, you’ll play a critical part in conducting credit assessments, facilitating lending applications, and ensuring smooth client experiences. With a dedicated career pathway to become a Relationship Manager within 12–18 months, this role is ideal for someone looking to grow and succeed in the lending and credit industry. Role Responsibilities: Credit Assessment and Analysis: Complete preliminary credit assessments and evaluate borrowing capacities. Conduct lender servicing calculations to determine client eligibility. Review and assess financial documents for compliance with lender policies. Application and Documentation Management: Prepare, review, and submit accurate loan applications with all necessary documentation. Liaise with brokers and lenders to ensure high standards are met. Stakeholder Engagement: Collaborate with clients, brokers, and lenders to clarify application details and address queries. Provide timely updates on application progress and feedback. Support and Collaboration: Assist the Mortgage Advice Team in structuring and packaging tailored loan proposals. Contribute to process improvements to enhance efficiency and client satisfaction. Your Experience & Qualifications At least 12 months in a mortgage brokerage or related banking/financial services role. Proven experience in preliminary credit assessments, lender servicing calculations, and borrowing capacity evaluations. Your Skills and Attributes: Strong analytical and decision-making skills. Exceptional communication and interpersonal abilities. High attention to detail and commitment to accuracy. Ability to thrive in a dynamic, team-oriented, accountability focused environment. What We Offer Clear Career Progression Pathway: A structured 12-month training and development program. A clear pathway to a Relationship Manager (Mortgage Advice) position within 12–18 months. Opportunities for cross-functional exposure in Property Advisory and Buyers Advocacy Teams. Competitive base salary plus superannuation. Regular team-building activities and perks to support modern lifestyles. Be part of a client-focused, high-performing team dedicated to excellence. How to Apply: Interested candidates should submit a resume and cover letter detailing their experience and suitability for the role by hitting the APPLY button on the job advertisement or submit your CV to [email protected]. Ramsey Property Wealth is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

About the role

About Ramsey Property Wealth: Ramsey Property Wealth is a dynamic and multi-award-winning property investment, mortgage advisory, and buyer’s advocacy group with a strong reputation for excellence, innovation, and a client-centric approach. Our mission is to help time-poor professionals achieve their property investment goals, and we have a clear vision to become Australia’s most trusted, highest-rated, and most recognised advisory service that has created the most net wealth by 2026. Role Overview: We’re seeking a motivated Associate Relationship Manager (Credit Analyst) to support our growing Mortgage Advice Team. In this role, you’ll play a critical part in conducting credit assessments, facilitating lending applications, and ensuring smooth client experiences. With a dedicated career pathway to become a Relationship Manager within 12–18 months, this role is ideal for someone looking to grow and succeed in the lending and credit industry. Role Responsibilities: Credit Assessment and Analysis: Complete preliminary credit assessments and evaluate borrowing capacities. Conduct lender servicing calculations to determine client eligibility. Review and assess financial documents for compliance with lender policies. Application and Documentation Management: Prepare, review, and submit accurate loan applications with all necessary documentation. Liaise with brokers and lenders to ensure high standards are met. Stakeholder Engagement: Collaborate with clients, brokers, and lenders to clarify application details and address queries. Provide timely updates on application progress and feedback. Support and Collaboration: Assist the Mortgage Advice Team in structuring and packaging tailored loan proposals. Contribute to process improvements to enhance efficiency and client satisfaction. Your Experience & Qualifications At least 12 months in a mortgage brokerage or related banking/financial services role. Proven experience in preliminary credit assessments, lender servicing calculations, and borrowing capacity evaluations. Your Skills and Attributes: Strong analytical and decision-making skills. Exceptional communication and interpersonal abilities. High attention to detail and commitment to accuracy. Ability to thrive in a dynamic, team-oriented, accountability focused environment. What We Offer Clear Career Progression Pathway: A structured 12-month training and development program. A clear pathway to a Relationship Manager (Mortgage Advice) position within 12–18 months. Opportunities for cross-functional exposure in Property Advisory and Buyers Advocacy Teams. Competitive base salary plus superannuation. Regular team-building activities and perks to support modern lifestyles. Be part of a client-focused, high-performing team dedicated to excellence. How to Apply: Interested candidates should submit a resume and cover letter detailing their experience and suitability for the role by hitting the APPLY button on the job advertisement or submit your CV to [email protected]. Ramsey Property Wealth is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

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As we continue to invest in data, analytics and innovation, we're expanding our Retail Credit Risk team and are looking for talented professionals to make a real impact in a team that is transforming how risk insights support better customer and business outcomes. Please note this is a 14 months fixed term contract Whether you're an experienced analyst looking to deepen your expertise or a risk professional ready to drive strategic initiatives, you'll play a critical role in delivering insights that support better decision-making, enhance portfolio performance and strengthen ING's risk management capabilities. Working closely with stakeholders across Risk, Data and Technology, you'll contribute to portfolio monitoring, risk reporting, data transformation initiatives and the development of innovative analytical solutions. You'll have the opportunity to influence key business decisions, improve how risk data is managed and consumed, and help drive the adoption of automation and AI-enabled capabilities across the function. What You'll Do Monitor portfolio performance and identify emerging risks and trends across Retail and SME lending portfolios. Deliver meaningful reporting, analysis and insights that support effective risk management and business decision-making. Partner with stakeholders across Risk, Data and Technology to enhance reporting, data quality and analytical capabilities. Contribute to strategic, regulatory and transformation initiatives that strengthen ING's risk management framework. Leverage data, automation and innovative technologies to improve efficiency, reporting and portfolio insights. What We're Looking For Experience in credit risk analytics, portfolio monitoring, risk reporting or risk data management within banking or financial services. Proven SQL, data analysis and reporting capabilities, with experience using tools such as Tableau, Power BI or similar platforms. Knowledge of retail lending products and an understanding of credit risk management principles. Excellent analytical, problem-solving and stakeholder management skills, with the ability to translate data into actionable insights. A curious and proactive mindset, with a passion for continuous improvement, innovation and emerging technologies, including AI. What’s in it for you? Discounted ING Health Insurance An additional Rest Day to support your wellbeing An IMPACT day to volunteer on approved sustainability activity About Us At ING, we’re all about making life simpler and more rewarding - for the people who bank with us, the team members who work with us, and the communities we’re proud to support. Joining ING means stepping into an environment where your individuality isn’t just welcomed - it’s celebrated. We’ve built a culture that’s fun, inclusive, and supportive, giving you the freedom to be yourself, so you can do your thing. Whether you’re taking ownership of exciting projects, thinking outside the box, or working with global colleagues, you’ll find ING is the kind of place where growth isn’t just a possibility; it’s a promise. As a WGEA Employer of Choice for Gender Equality and Family Inclusive workplace, you’ll feel the difference in how we value and champion our people. We make hiring decisions based on your skills, capabilities, and how you align with our values - not on ticking every box. So, if you’re interested but don’t meet all the criteria, we encourage you to apply. We’re invested in fostering a diverse and inclusive workplace where everyone feels like they belong. We’re your allies in helping you do your thing during the recruitment process, so let us know (email below) if you require any support or adjustments when you apply Sound like your kind of vibe? We can’t wait to hear from you! (One last note: We operate using a direct talent sourcing model, so no agency introductions, please.) ING is Australia’s most recommended bank according to RFI Global’s Consumer Atlas Survey, January–June 2025 (n = 29,510) when compared to customers of the 10 largest ADIs operating in Australia. Need more? Contact: Skye Griffiths on [email protected] For support and adjustments, including DEI, LGBTQI confidential application support enquiries: [email protected] Applications close Friday 30 October

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If you are curious & creative, invested in not only your own success but also the growth of others, and believe in building the Great Australian Food Company, then you might be the one for us! The Role Our Docklands office is the hub for our corporate functions within the Bega Group. You’ll enjoy lots of natural light and great facilities to take advantage of including a fully stocked fridge loaded with a range of Bega products! We are right next door to Marvel stadium and some of Melbourne’s best restaurants, cafes and bars. Bega's credit decisions keep our customer relationships strong and our business protected. As Credit Risk Analyst, you'll run our core credit risk processes: assessing new and existing customers, setting credit limits, and managing trade credit insurance. You'll work closely with the Sales and Credit teams and help improve the systems and processes behind it all. This is a permanent full-time role, currently working two days in the office (Wed & Thu) increasing to three in 2027 (Tue, Wed & Thu). Applicants must be ok to work in Docklands those days. Responsibilities Assess new customer credit applications within one business day, and set and maintain credit limits and risk codes across our ERP systems, including SAP Apply for trade credit insurance cover, monitor overdue accounts, and submit claims to our insurer through to payment Prepare the annual insurer report, join weekly risk exposure discussions, and work with our Mercantile/Insurers agent to close out customer queries Produce weekly customer exposure reports and give Sales and Finance clear insights on account status Partner with Sales and Credit teams on customer credit strategies, support projects and automation initiatives, and back up your Credit Services colleagues About you Extensive B2B credit risk management experience, including working with Sales and Finance stakeholders and implementing process and systems improvements Proficiency in SAP/M3 and a strong understanding of trade credit insurance processes and compliance Knowledge of Australian entity types (including trusts, trustees and trust deeds), insolvency types, and credit bureau tools Data analysis and reporting skills, with Excel and Power BI preferred, plus familiarity with financial systems and API integration concepts Sharp attention to detail, the ability to juggle priorities and meet deadlines, and a problem-solving mindset Bega Group Story Bega Group is home to many trusted and iconic food and beverage brands. Whether it’s VEGEMITE on toast, a Dare on the go or a Zooper Dooper on a hot day - you've probably grown up enjoying the iconic products we proudly manufacture every day. Our growth story of becoming a successful ASX 200 listed company with an annual turnover in excess of $3 billion and over 3000 employees, is made possible by our dedicated workforce who live and breathe our values every day. We have a strong regional focus and proudly support the communities where we work, live and play. At the Bega Group, we are proud of our heritage and will continue to build great opportunities to encourage our people to develop and thrive. Come and be a part of our success story as we continue to build The Great Australian Food Company through creating Great Food for a Better Future! Life at Bega Group Company culture and our values are very important to us. From flexible working arrangements and regular social catch ups, we’re committed to fostering a supportive and agile work environment for our team. Join a dedicated, forward-thinking and innovative culture Grow with us, through opportunities for career development and progression Contribute by giving back to your community through charities we partner with Access to mental and physical health programs through our wellbeing portal and programs Enjoy excellent employee benefits, including flexible working, purchased leave options and salary continuance insurance Applications At Bega Group, diversity and inclusion is a business priority, we want everyone to be themselves regardless of their background, religion, sexual orientation, age or gender so we can truly reflect the customers and communities that we serve. No matter how you identify, we encourage talented people from all backgrounds, abilities, and identities to apply to work at the Bega Group. We will accept applications from all people with the right to live and work in Australia.

About the role

About the Role: Grade Level (for internal use): 12 About the Role The Structured Finance practice evaluates the credit risk of securitized products by analyzing underlying asset performance, structural protections, cash-flow mechanics, and stress scenarios, producing opinions that help issuers and investors compare complex instruments. The Australian team focuses specifically on Residential Mortgage (RMBS) and Auto and Equipment (ABS) transactions, responsible for credit analysis, cash flow modeling, and transaction document analysis in support of new issue ratings and ongoing surveillance. The team is part of S&P Global Ratings' global analyst community of more than 1,400 analysts across key financial hubs worldwide, dedicated to delivering high-quality insights and exceptional client service. What You'll Do Impact At S&P Global, our values - Discovery, Integrity, and Partnership - shape how we work, collaborate, and earn trust. We embrace AI as an enabler, guided by rigorous governance and risk management, to enhance the intelligence of our people, deep relationships, and trusted insights. By leveraging technology with human expertise, we help our teams navigate complexity and deliver actionable, decision-ready intelligence without compromising quality, accountability, or integrity. Responsibilities Team Contribution & Capability Building Act as a senior reference point, coaching analysts on credit fundamentals, modeling discipline, and responsible AI use; coordinate work across credits, anticipate capacity and quality risks, and embed continuous improvement by updating playbooks and standard operating procedures. Core Analytical & Delivery Lead end-to-end analytical execution for new issue RMBS and ABS transactions, including detailed review of legal and operating documents for compliance with criteria and identification of structural issues, setting a consistently high bar for quality and timeliness. Lead surveillance and analytical updates, connecting performance data and market developments to forward-looking risk themes; validate inputs, reconcile metrics, and document model assumptions to ensure consistency and clarity of reasoning. Stakeholder & Market Engagement Conduct due diligence meetings with issuers and actively manage relationships with issuers, intermediaries, and investors; synthesize complex analysis into executive-ready, market-facing narratives that convey S&P Global's analytical expertise and influence decisions. Risk Management and Operating Ensure adherence to methodology, confidentiality, and data governance requirements; embed responsible AI use in workflows and contribute to the design and scaling of controlled automation and agentic workflow solutions. What We're Looking For Required Skills and Experience Strong proficiency in Excel, financial modeling, and cash flow analysis, with a strong understanding of financial markets, structured products, and their relationship to credit risk. Demonstrated credit and financial analysis skills, with the ability to translate complexity into decision-useful narratives and connect market developments to emerging risk themes. Effective written and verbal communication skills for committee-ready documentation, issuer due diligence, and engagement with investors and market participants. Practical AI fluency, with experience embedding generative AI and large language model tools into analytical workflows to increase productivity, paired with disciplined validation, governance, and judgment. High standards for accuracy, traceability, and governance, with sound judgment on responsible AI use, including validation, data protection, and adherence to approved boundaries. English: Required - Fluent (able to conduct meetings, collaborate effectively, and communicate clearly in writing and verbally). Preferred or Helpful Experience Proven coaching and mentoring experience, developing junior analysts through feedback and quality review, reinforcing human accountability in AI-enabled work and driving process simplification through standardization and tooling. Demonstrated ability to scale automation and agentic workflows by defining requirements, supporting testing and user acceptance testing, and enabling adoption. Education: Bachelor's degree or equivalent required. A master's degree or professional certification (such as CFA) is highly valued. We welcome candidates from traditional finance disciplines as well as diverse academic backgrounds that support innovative and critical thinking. Additional Information An S&P Global employee at this level would typically have 7 to 12 years of relevant experience in structured finance, including RMBS and ABS analysis. We require all candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer. Employees are required to work from the office a minimum of two days per week. \LI-EY1 About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world's foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world's leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What's In It For You? Our Mission: Advancing Essential Intelligence. Our People: We're more than 35,000 strong worldwide-so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We're committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That's why we provide everything you-and your career-need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It's not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards-small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Global Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy ("the Policy") that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy's requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. Recruitment Fraud Alert: If you receive an email from a spglobalind.com domain or any other regionally based domains, it is a scam and should be reported to [email protected] . S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, "pre-employment training" or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here (https://www.spglobal.com/content/dam/spglobal/corporate/en/documents/careers/Corp\_0525-Recruitment-Fraud-Alert.pdf) . Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: [email protected] and your request will be forwarded to the appropriate person. US Candidates Only: Know Your Rights: Workplace discrimination is illegal (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf) 202 - Middle Professional (EEO Job Group) (inactive), 20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.2 - Middle Professional Tier II (EEO Job Group) Job ID: 331995 Posted On: 2026-10-13 Location: Melbourne, Victoria, Australia

About the role

Overview As Susquehanna continues to expand across APAC, we are looking for a Corporate Credit Analyst to join our growing Credit Risk team in Sydney. Working within the Trading Operations team, you will analyse financial information for new and existing clients and institutional counterparties, helping to assess creditworthiness and monitor the firm's credit exposure across the region. You will also partner with Compliance as part of the client onboarding and review process, providing credit analysis to support broader due diligence activities. This is an advisory role where you will work closely with stakeholders across the business, providing timely credit risk insights to support informed decision-making. What you’ll do Analyse financial information, including balance sheets, cash flow statements and other relevant financial data, to assess the creditworthiness of clients and counterparties. Prepare written credit assessments and recommendations to support client onboarding and ongoing reviews. Perform financial due diligence and partner with Compliance as required during the onboarding and periodic review process. Participate in the ongoing monitoring of the firm's counterparty credit exposures across APAC, identifying emerging risks and escalating material issues where appropriate. Monitor market developments, company performance and other external factors that may impact the firm's counterparties or credit exposures. Evaluate trends in financial performance and identify potential risks and opportunities. Proactively engage with Trading Operations and other stakeholders to understand business needs and provide timely, commercial credit risk advice. Contribute to the continuous improvement of Susquehanna's credit risk management framework. What we’re looking for Bachelor's degree in Finance, Accounting, Economics or a related discipline. 3 years' experience in credit analysis, credit risk or a related role within financial services. Experience analysing financial statements and assessing creditworthiness. Strong quantitative and analytical skills, with the ability to interpret financial and market information. Excellent written and verbal communication skills, with the ability to present complex analysis clearly. Advanced Excel skills; experience with SQL or Python is advantageous. Knowledge of financial markets, securities trading or counterparty credit risk is desirable. A collaborative approach and the ability to build strong relationships across business and support functions. The ability to thrive in a fast-paced, dynamic environment while managing competing priorities. About Susquehanna What we do Susquehanna’s deep integration of trading, technology and quant research makes us experts in trading essentially all listed financial products and asset classes, with a focus on derivatives. We handle millions of trading transactions around the world every day as both a market maker and market taker. Our efforts provide liquidity and ensure competitive prices for buyers and sellers. While our presence in the market is broad, our trading desks are highly specialized to allow for a deep understanding of the unique drivers of each asset class. Equal Opportunity Statement We encourage applications from candidates from all backgrounds, and we welcome requests for reasonable adjustments during the recruitment process to ensure that you can best demonstrate your abilities. LI-CC2 LI-Onsite

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About the Role: Grade Level (for internal use): 12 About the Role The Structured Finance practice evaluates the credit risk of securitized products by analyzing underlying asset performance, structural protections, cash-flow mechanics, and stress scenarios, producing opinions that help issuers and investors compare complex instruments. The Australian team focuses specifically on Residential Mortgage (RMBS) and Auto and Equipment (ABS) transactions, responsible for credit analysis, cash flow modeling, and transaction document analysis in support of new issue ratings and ongoing surveillance. The team is part of S&P Global Ratings' global analyst community of more than 1,400 analysts across key financial hubs worldwide, dedicated to delivering high-quality insights and exceptional client service. What You'll Do Impact At S&P Global, our values — Discovery, Integrity, and Partnership — shape how we work, collaborate, and earn trust. We embrace AI as an enabler, guided by rigorous governance and risk management, to enhance the intelligence of our people, deep relationships, and trusted insights. By leveraging technology with human expertise, we help our teams navigate complexity and deliver actionable, decision-ready intelligence without compromising quality, accountability, or integrity. Responsibilities Team Contribution & Capability Building Act as a senior reference point, coaching analysts on credit fundamentals, modeling discipline, and responsible AI use; coordinate work across credits, anticipate capacity and quality risks, and embed continuous improvement by updating playbooks and standard operating procedures. Core Analytical & Delivery Lead end-to-end analytical execution for new issue RMBS and ABS transactions, including detailed review of legal and operating documents for compliance with criteria and identification of structural issues, setting a consistently high bar for quality and timeliness. Lead surveillance and analytical updates, connecting performance data and market developments to forward-looking risk themes; validate inputs, reconcile metrics, and document model assumptions to ensure consistency and clarity of reasoning. Stakeholder & Market Engagement Conduct due diligence meetings with issuers and actively manage relationships with issuers, intermediaries, and investors; synthesize complex analysis into executive-ready, market-facing narratives that convey S&P Global's analytical expertise and influence decisions. Risk Management and Operating Ensure adherence to methodology, confidentiality, and data governance requirements; embed responsible AI use in workflows and contribute to the design and scaling of controlled automation and agentic workflow solutions. What We're Looking For Required Skills and Experience Strong proficiency in Excel, financial modeling, and cash flow analysis, with a strong understanding of financial markets, structured products, and their relationship to credit risk. Demonstrated credit and financial analysis skills, with the ability to translate complexity into decision-useful narratives and connect market developments to emerging risk themes. Effective written and verbal communication skills for committee-ready documentation, issuer due diligence, and engagement with investors and market participants. Practical AI fluency, with experience embedding generative AI and large language model tools into analytical workflows to increase productivity, paired with disciplined validation, governance, and judgment. High standards for accuracy, traceability, and governance, with sound judgment on responsible AI use, including validation, data protection, and adherence to approved boundaries. English: Required — Fluent (able to conduct meetings, collaborate effectively, and communicate clearly in writing and verbally). Preferred or Helpful Experience Proven coaching and mentoring experience, developing junior analysts through feedback and quality review, reinforcing human accountability in AI-enabled work and driving process simplification through standardization and tooling. Demonstrated ability to scale automation and agentic workflows by defining requirements, supporting testing and user acceptance testing, and enabling adoption. Education: Bachelor's degree or equivalent required. A master's degree or professional certification (such as CFA) is highly valued. We welcome candidates from traditional finance disciplines as well as diverse academic backgrounds that support innovative and critical thinking. Additional Information An S&P Global employee at this level would typically have 7 to 12 years of relevant experience in structured finance, including RMBS and ABS analysis. We require all candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer. Employees are required to work from the office a minimum of two days per week. LI-EY1 About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Mission: Advancing Essential Intelligence. Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Global Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. Recruitment Fraud Alert: If you receive an email from a spglobalind.com domain or any other regionally based domains, it is a scam and should be reported to [email protected] . S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, “pre-employment training” or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here . Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: [email protected] and your request will be forwarded to the appropriate person. US Candidates Only: Know Your Rights: Workplace discrimination is illegal 202 - Middle Professional (EEO Job Group) (inactive), 20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.2 - Middle Professional Tier II (EEO Job Group)

About the role

Corporate Credit Analyst | $130,000-$140,000 Super Bonus Important: This role requires previous corporate/institutional lending or asset/equipment finance experience, with a proven DLA. A DLA of at least $500K is imperative. An exciting opportunity has become available for a Corporate Credit Analyst to join a global financial services organisation specialising in asset and equipment finance. Based in Sydney CBD, this is a newly created position within a growing Corporate Credit team, supporting $5m-$80m transactions across a range of established industries. The Opportunity Reporting to an experienced Credit Manager, you will assess complex corporate credit applications and provide recommendations that balance commercial objectives with sound risk management. You will be responsible for: Conducting detailed financial analysis and credit assessments for new and existing corporate customers Analysing financial, asset, market, security, legal and contractual risks Preparing high-quality credit applications and recommendations Presenting applications to senior credit decision-makers and Credit Committees Assessing customer, vendor and dealer relationships and their associated risks Reviewing and monitoring customer and counterparty credit profiles Working closely with Sales, Account Management, Risk, Legal, Asset Management and other internal stakeholders Supporting credit policy, risk management and process improvements Providing credit and risk guidance to stakeholders across the business What We're Looking For The key requirement is genuine corporate/institutional lending or asset/equipment finance experience , ideally within a vendor or dealer finance environment. You will have: At least 5 years' relevant experience in asset/equipment finance, corporate lending or institutional lending Proven DLA experience of at least $500K - imperative Strong financial analysis and credit assessment skills Experience assessing larger and more complex corporate transactions Strong understanding of credit risk, security and documentation Strong PPSR knowledge and application The ability to write clear, commercially minded credit papers Confidence presenting credit recommendations to Credit Committees Excellent written and verbal communication skills The ability to manage multiple transactions and competing deadlines A degree in Accounting, Finance, Commerce or a related discipline is preferred. Why Join? Join a large global financial services organisation backed by a major international banking group Work within a supportive and collaborative Credit team with significant opportunities to develop your technical and commercial credit expertise Gain exposure to $5m-$80m corporate transactions across a broad range of industries Flat, collaborative structure with direct exposure to experienced credit leadership CBD location with easy commuting options Flexible working arrangements Career development and extensive learning opportunities Health, wellbeing and community initiatives Salary: $130,000-$140,000 super bonus, with flexibility for the right candidate. If you're an experienced Corporate Credit Analyst, Credit Analyst or similar professional with a strong corporate/institutional lending or asset finance background and established DLA , we'd be keen to hear from you. By clicking 'apply', you give your express consent that Robert Half may use your personal information to process your job application and to contact you from time to time for future employment opportunities. For further information on how Robert Half processes your personal information and how to access and correct your information, please read the Robert Half privacy notice: https://www.roberthalf.com/au/en/privacy. Please do not submit any sensitive personal data to us in your resume (such as government ID numbers, ethnicity, gender, religion, marital status or trade union membership) as we do not collect your sensitive personal data at this time.

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Description Your function: An exciting new permanent opportunity within the ANZ DLL team has become available for a Corporate Credit Analyst reporting to the Credit Manager – Financial Intermediaries. As a Corporate Credit Analyst , you will be responsible for analysing the risk level of customer/ vendor/ broker credit applications and contributing to their approval, in order to support the business in achieving their expected risk loss targets. Day to day: Undertake financial analysis and modelling for new and existing clients across key sectors such as Agriculture, Construction, Transport, Industrial, Healthcare, Energy Transition, Office equipment and Tech Finance. Liaises with all back office functionalities, sales/account management, credit/risk management, legal and asset management, together with relevant third parties. Collect customer/vendor/broker information utilizing applicable systems and procedures and assess completeness and topicality of information. Analyse risk (financial, asset, market, security, legal and contractual), review and re-rate customers/end users, local vendors or local dealers. Write credit application reports, decide on end-user credit applications and local vendor/ dealer/ broker agreements within given authority level, make sound recommendations and present applications to higher Credit decisioning authorities including local and globalCredit Committees. Advise, prepare and participate in local Credit Committee on decision making regarding end-user credit applications and local vendor/dealer/ broker agreements within given authorization level. Monitor, coordinate and advise on credit/risk profiles, corporate/external policies, regulations and sales mandates in co-operation with departments involved. Contribute to the development of local credit and risk management policies, regulations and guidelines. Provide information, support, training and align front - and back-office parties on credit and risk management policies, processes and issues. All members enjoy: Two working days per year volunteering for a local charity. Health and Wellness program including healthy food, free health checks, fun health & vitality activities. Flexible hours with possibility to work from home Career development opportunities: online learning, member development programs. Click this link for an overview of all the benefits in your region. “We not only live up to the expectations of our customers for today, but also anticipate their market needs of tomorrow.” Your profile: Degree in accounting, finance, commerce or related field. Must have at least 5 years of relevant experience in asset / equipment finance with a DLA held of at least AUD500K Advanced financial Analysis skills. Understanding of Vendor-based / Dealer-based/ broker-based asset finance partnerships, including both strategic commercial objectives and risk management principles. Understanding of documentation, security, and legal processes, including expert level of PPSR understanding and application. The key to success in this role is your ability to analyse the risks and rewards in Vendor/ Dealer/ Broker and Customer relationships, and effectively communicate those risks and rewards in a well-written, professional Credit Application. Strong ability to effectively communicate with internal and external customers. Excellent comprehension, written and verbal communication skills. Ability to organise and prioritise work to assist the Credit team in meeting its objectives. Ability to manage multiple tasks and deadlines. Flexibility – Ability to remain focused despite changing priorities. Ability to handle high work volumes and respond to requests on a timely basis. Consultative approach to working with all stakeholders – team player. Ability to negotiate and solve problems to respond to internal and external customer requests promptly and correctly. Strong ability to share business and risk knowledge with other DLL members, in order to build a culture of risk management balanced with commercial objectives. Creative problem solver with an adaptive approach. A lifelong learner, able to self-motivate and work autonomously in a fast-paced environment. Ready to work for a company that is Partnering for a Better World! Choose wellbeing: DLL’s wellbeing ambition is to educate, equip, and empower members to build connections, manage their mental, emotional, physical, and financial wellness, and maintain balance between work and the other priorities that make up their lives. Our four wellbeing categories are as follows: Connection – Build meaningful connections with other members Health – Manage mental, emotional, and physical health Finance – Provide learning opportunities to help members achieve personal financial health Lifestyle – Maintain balance between work and life priorities These are the things that matter to our members and the wellbeing of our members matters to DLL! Settling in: At DLL, we are many things. We are team members, family members, community member. We are members of society, members of different cultures and nationalities. Members of change. We each have different beliefs, different passions, different viewpoints, talents and interests. We come from different backgrounds, cultures, nationalities and histories. But for all of our differences, we share one thing in common: each of us are members of DLL. Our company was founded in the Netherlands. But today we are truly a multinational business. Our unique culture is rooted in higher collaboration, less hierarchy and a honest directness that enable us to integrate, ideate and innovate across country lines. Many companies say they are European, American, Asian or Australian, at DLL we are all these places and more. We are a cross-culture collaborative – an interconnected network – that comes together every single day with one goal in mind: Partnering for a better world . Good to know: The selection process may involve an assessment Applications via email will not be reviewed. Please apply online via our career website DLL’s referral program applies For more information, you can contact Indie Bayliss, Talent Acquisition Partner via [email protected] DLL appreciates the time you spend applying to our openings. We advise only those who qualify for an interview will be contacted. Hiring subject to successful completion of a background check. DLL is an equal opportunity employer. We are committed to inclusive, barrier-free recruitment and selection processes and work environments. If contacted for an employment opportunity, please advise Human Resources if you require accommodation in accordance with our values and all applicable legislation.

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Credit Risk Analyst 6-Month Fixed Term Contract | Parramatta, NSW About Heidelberg Materials Australia Heidelberg Materials Australia is a leading supplier of construction materials, with a proud history of supporting the nation's infrastructure. With operations across Australia, we are committed to safety, sustainability and investing in our people. Our people are at the heart of what we do, and we foster a collaborative culture where everyone plays a role in delivering strong outcomes for our customers and communities. The Role We are seeking a proactive and commercially minded Credit Risk Analyst to join our team on a 6-month fixed term contract based at our Parramatta office. Working closely with our Finance and Sales teams, you'll support the management of customer accounts, commercial trade credit assessments and collections activities across a diverse B2B customer portfolio. This is a hands-on role that combines credit analysis, stakeholder engagement and customer relationship management. The role is primarily focused on commercial credit risk activities, with dedicated time each week supporting collections for an assigned customer portfolio. Key Responsibilities Credit & Commercial Risk Support Assess new and existing commercial trade credit applications, including reviewing financial statements, credit bureau reports, trade references and payment performance. Monitor customer credit limits, account performance and payment trends. Balance commercial opportunities with appropriate credit risk controls while supporting sales growth. Identify emerging risks and escalate issues where required. Maintain accurate customer records and credit documentation. Assist with reporting and risk monitoring activities. Work closely with Sales and internal stakeholders to achieve positive commercial outcomes. Customer Account & Collections Support Manage collections and payment follow-up across an assigned customer portfolio. Negotiate payment outcomes and maintain strong customer relationships. Monitor and report on payment deterioration or adverse trends. Manage customer disputes and credit claims through to resolution. Manage customer orders in line with approved credit limits. Maintain accurate records of customer interactions and follow-up activities. Collaborate with Sales and internal stakeholders to resolve issues impacting payment outcomes. About You You are a customer-focused and commercially minded professional who enjoys problem solving, relationship building and achieving positive business outcomes. Experience & Skills Previous experience in Commercial Credit, Trade Credit, Accounts Receivable or Collections within a B2B environment is essential. Experience assessing customer credit applications and ongoing account performance. Strong communication and negotiation skills. Ability to analyse information and identify potential risks. Excellent attention to detail and organisational skills. Ability to manage multiple priorities and meet deadlines. Intermediate Microsoft Office skills, particularly Excel. Experience in industries such as construction materials, manufacturing, industrial, building products, wholesale or distribution will be highly regarded. Attributes Commercially minded with a customer-focused approach. Strong relationship-building and stakeholder management skills. Proactive, organised and resilient. Collaborative team player with a solutions-focused mindset. What We Offer Supportive and inclusive team environment. Exposure to both commercial credit and collections functions. Learning and development opportunities to build your career. Access to our Material Benefits program, including discounts, wellbeing initiatives and family support. A workplace that prioritises safety, respect and diversity. Heidelberg Materials Australia is an equal opportunity employer. We welcome applications from people of all backgrounds and experiences. Applicants must have full Australian working rights. We'll Make It Happen.

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Fitch Ratings is currently seeking an experienced analyst, at the Associate Director or Director level based out of our Sydney office. As one of the world’s top three credit ratings agencies, Fitch Ratings plays a critical role in global capital markets by providing supplementary credit analysis, ratings, research, and commentary to financial market participants. For over 100 years, Fitch Ratings has been creating value for global markets through its rigorous analysis and deep expertise, which have resulted in a variety of market leading tools, methodologies, indices, research, and analytical products. Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries, which also includes Fitch Solutions. With dual headquarters in London and New York, Fitch Group is owned by Hearst. At Fitch Ratings, credit analysts play a pivotal role in moving markets, as quality credit analysis is the lifeblood of our organization. With a legacy of over a century, our unique approach to credit ratings offers unmatched opportunities for professional growth. Embracing a “challenger mindset,” you'll join a team dedicated to innovating service to our clients. Our people-driven analysis thrives on collaboration across all levels and locations, surpassing traditional financial modeling. Lastly, as part of our global community, you'll find inspiration, challenge, and support, with ample opportunities for visibility and influence in the global financial marketplace. Want to learn more about a career as a credit analyst at Fitch Ratings? Visit: https://careers.fitch.group/content/Credit-Analysts/ About the Team Fitch Ratings’ APAC Corporates, Infrastructure and Project Finance (CIPF) Group provides public and private ratings of companies and their debt instruments, as well as ratings for project finance and infrastructure transactions across the Asia-Pacific region. Fitch is seeking an Associate Director/Director, based in our Sydney office, who will be focused on infrastructure and project finance ratings. How You’ll Make an Impact: In this role, you will have lead analytical responsibility for rating transactions primarily in Australia across Transportation, Public-Private Partnership (PPP) and Power & Renewable sectors. The rated issuers may be project finance special purpose vehicles (SPVs) or enterprises operating within these sectors. Your responsibilities will involve leading the analysis of new transactions as well as conducting surveillance on existing publicly or privately rated transactions. In addition, you will contribute to writing and publishing research reports. Specific responsibilities will include but may not be limited to the following: Undertake, as a Secondary or Primary Analyst, credit ratings on new transactions as well as monitoring existing ratings. Prepare rating action commentaries for publication. Closely follow market developments surrounding rated transactions and their sectors, assessing the potential impact on the transaction and maintaining contact with related parties. Present credits to internal rating committees. Participate in, and contribute to, rating committees for other rated transactions. Participate in internal discussions on sector-wide credit issues that could lead to publication of research reports. You May be a Good Fit if: A minimum of 7 years relevant experience in a capital markets and/or credit analysis role; Solid analytical experience within the infrastructure sector at a financial services firm; ideally, including transactions in the Australian market; Strong ability to quickly identify key risk factors in a transaction; Excellent Excel and financial modelling skills to support analysis, along with sound understanding of capital structures and financial documentation; Proven ability to formulate and deliver clear and concise opinions backed by robust analytical rationale, with regular interaction expected with ratings committees, issuers, bankers and other external parties; Ability to ask probing questions of companies and their advisers and to remain fully informed about sector trends to assess their impact on specific transactions; and Demonstrated written and verbal communication skills in English. Given the requirement for rating agencies to provide independent opinions, strength of character and discipline is required and you must be able to appreciate the wider regulatory environment in which Fitch operates. You should be able to work independently in an international environment while also being a good team player, being able to cope with time pressure and deadlines, handle multiple assignments simultaneously, and being happy to travel for short periods. What Would Make You Stand Out: A degree in Finance, CPA/CFA qualifications are beneficial but not essential. Relevant experience across infrastructure sectors in Australia at a credit rating agency, investor/asset manager, sell-side research or other credit role. Why Choose Fitch: Hybrid Work Environment: 3 days a week in office required A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively Inclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe Dedication to Giving Back: Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your community At Fitch, AI is embedded in how we work every day—supporting smarter decision-making, streamlining workflows, and enabling new ways to create value for our business and clients. Intelligent solutions are increasingly part of our day-to-day operations, helping teams work more efficiently and think differently as we continue to evolve. We’re looking for colleagues who are comfortable operating in an AI-enabled environment—or who are curious, adaptable, and eager to build their AI literacy over time. We value professionals who embrace technology as part of continuous learning and who are committed to using it thoughtfully to enhance how work gets done. Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch’s credibility and reputation, our employees must take every precaution to avoid conflicts of interest or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work. Fitch is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law.

About the role

Corporate Banking – Multiple Levels | Mandarin / English Speaking | Sydney, Australia We are inviting Expressions of Interest from experienced Corporate Banking professionals to join a growing platform in Sydney. We are building capability across the following functions and levels, and welcome applications from candidates at all stages of their career: Relationship Management / Client Coverage Origination and management of corporate and institutional client relationships Cross-sell of lending, trade, and cash management solutions Levels: Analyst through to Director / Senior Relationship Manager Credit / Risk Credit analysis, structuring, and risk assessment for corporate lending portfolios Portfolio monitoring, covenant tracking, and credit paper preparation Levels: Analyst / Associate through to Senior Credit Manager Treasury / Markets – Dealers FX, interest rate, and treasury product sales/dealing for corporate clients Pricing, execution, and client advisory on hedging solutions Levels: Dealer / Associate through to Senior Dealer What We're Looking For Fluency in Mandarin and English (spoken and written) – essential Prior experience in corporate banking, institutional banking, or treasury sales Relevant tertiary qualifications in finance, economics, or a related field Right to work in Australia

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